Karla Crespo

I’m Karla Crespo, a Licensed Clinical Social Worker and Certified Financial Therapist. I help adults navigate anxiety, life transitions, and financial stress. If you feel overwhelmed by money, guilty about spending, or pressured to support others, therapy can help you understand these patterns and move forward with greater confidence.

As a Latina immigrant, I understand how family expectations, cultural messages, and being the first to navigate unfamiliar financial systems can shape your experiences. I offer therapy in English and Spanish, with a special interest in supporting immigrants and first-generation adults.

My approach is warm, collaborative, and practical. I integrate cognitive behavioral therapy, solution-focused strategies, and financial therapy to help you understand the connections between your thoughts, emotions, and behaviors.

Together, we’ll explore patterns that contribute to stress, develop coping skills, and work toward goals that reflect your values. This may include reducing money avoidance, setting boundaries with family, or feeling more comfortable making decisions. We’ll acknowledge the real pressures you face while identifying manageable changes within your control.

Our first session is a chance to get to know each other and explore what brings you to therapy. I’ll ask about your current concerns, relevant history, and what you hope to gain from our work together. We’ll also discuss how therapy works and leave room for your questions.

If financial stress is part of your experience, you don’t need to arrive with a budget or have everything figured out. You can share at your own pace. We’ll begin identifying priorities and goals that feel meaningful and realistic for you.