Great to meet you!
I was born in the beautiful islands of the Philippines and grew up in San Francisco, California. I carry both places in my story. I follow my curiosity wherever it leads—reading about random topics and returning regularly to personal finance as a steady thread through my learning. Since June 2019, I've been vegan for ethical reasons, and my favorite moments are long, leisurely walks with my wife. Someday, I dream of living abroad, embracing a simpler, more peaceful and slower lifestyle. And finally, I like to lowercase my name for humility.

