

Clifton residents with UnitedHealthcare can find talk therapy and medication management support on Headway with copays ranging from $0–$30. Our 2,280 licensed providers offer flexible scheduling to fit your lifestyle, with sessions available in-person or online.
Hi, my name is Tammy Payne, and I am a Licensed Clinical Social Worker with over 20 years of experience providing psychotherapy. I offer telehealth therapy to adults throughout New Jersey and work with individuals navigating a variety of life challenges, including relationship difficulties, anxiety, depression, life transitions, grief, infertility, and other stressors that can impact emotional well-being and daily functioning.
I believe that one of the most important aspects of therapy is the relationship between therapist and client. My goal is to create a safe, supportive, and nonjudgmental environment where you feel comfortable being yourself. Clients often describe me as warm, approachable, and easy to talk to. I strive to provide a balance of compassion, honesty, and practical guidance while helping clients gain insight, build resilience, and create meaningful change in their lives.
Balancing the demands of life these days can be stressful. I will work together with you to help support you with any stress, anxiety, or depression you may be experiencing. Sign up for a free 15 minute consultation appointment. I am currently accepting new clients and I am in network with several insurances. Let's work together to come up with coping strategies that work best for you to help you best handle a variety of life stressors and everyday pressures. I am a warm and caring person with years of experience in both Counseling and Education. I will work alongside you to give you the support you need as we problem solve and make connections to things together. In addition, I have experience and can help you to find helpful tools for better managing stress, anxiety, and depression.
I want potential clients to know that I am a genuine person/ therapist. I will always be genuine and honest with you. I am very easy going, easy to talk with, and I believe one of my strengths is the ability to gain a client's trust- allowing the person to feel comfortable discussing any issue without fear of judgment. I have 25 years experience as a psychotherapist working with all ages from children to the elderly in correctional settings, substance abuse, and a university.
I am a Licensed Clinical Social Worker (LCSW) with experience in mental health and substance abuse, specializing in adolescents and adults who may be struggling with anxiety, depression, addiction and life transitions. I believe in a person-centered approach; you are the expert on your life, and you can be empowered to change your thoughts and behaviors to improve your emotional well-being. I provide an environment where you will feel safe and comfortable to talk about everything and anything.
Dating, maintaining healthy relationships, and keeping it spicy in the bedroom can be challenging and feel overwhelming. Whether you are single or in a relationship, couple’s therapy can help.
My work with Couples focuses on issues of communication, intimacy, infidelity, trust and sexual difficulties. If you are single, and are looking to work through past or prospective relationships, we can work on helping identify the factors getting in the way of finding, or maintaining healthy relationships.
Experiencing a lack of sexual fulfillment during any stage your life can feel isolating, challenging and overwhelming. Whether you are single, dating, in an open relationship, or in a committed relationship. When “sex isn’t working”, it feels uncomfortable and frustrating, and can make you feel like there is something wrong with you.
We can work together in Sex Therapy, as an Individual or as a Couple to help you achieve the positive sex goals you want and deserve. I'm an English/Spanish speaking Psychotherapist. I specialize in Individuals, Couples and Sex Therapy. I would like to help you feel better and have success in all areas of your life. Give me a call for a free consultation.
The essential element of any relationship is trust. I believe positive outcomes result from building an authentic connection between the therapist and the client. Although I have a diverse background, education, and experience, compassion and trust are the most influential components for addressing life's challenges in therapy.



Headway makes it easy to get affordable in-network mental health care with United Healthcare — from finding the right therapist or psychiatrist, to understanding costs, to booking your first session.