Find a therapist in Charlottesville, VA — covered by insurance

Start by identifying what kind of support you're looking for — whether that's help with anxiety, depression, relationship stress, or something else. On Headway, you can browse therapists and psychiatrists in Charlottesville, VA, read detailed provider bios, and book a session directly. Every provider listed is accepting new patients and licensed in Virginia. Many providers also offer a free phone consultation so you can see if it's a good fit before committing.

The cost of therapy in Charlottesville depends on your insurance plan and the type of provider you see. On Headway, you can enter your insurance details to see an estimated session cost before you book. Your out-of-pocket expense may be as low as $0 per session, but costs vary based on your location and exact insurance coverage. You can also pay with an HSA or FSA card.

Most therapists on Headway accept insurance. Nationally, Headway partners with over 100 insurance plans, including Aetna, Cigna, United Healthcare, and many others. To confirm coverage for your specific plan in Charlottesville, enter your insurance details on Headway and we'll verify your benefits and show you estimated costs.

Yes, many therapists on Headway offer virtual sessions in addition to in-person appointments. Virtual therapy allows you to meet with a licensed Virginia provider from home. Many insurance plans cover virtual visits similarly to in-person sessions, but coverage can vary by plan. When you browse providers on Headway, you can see whether each therapist offers virtual sessions, in-person sessions, or both.

Therapists in Charlottesville offer a range of approaches, including Cognitive Behavioral Therapy (CBT), EMDR, Dialectical Behavior Therapy (DBT), couples counseling, family therapy, and more. Some providers also specialize in areas like postpartum mental health, trauma, or medication management. On Headway, you can read each provider's bio to learn about their approach and areas of focus before booking.

A therapist provides talk therapy to help you work through mental health concerns, while a psychiatrist is a medical doctor who can diagnose conditions and prescribe medication. Some people see both — a therapist for regular sessions and a psychiatrist for medication management. On Headway, you can find both therapists and psychiatrists in Charlottesville who accept your insurance.