Find a therapist in New York — covered by insurance

Start by identifying the type of support you need — whether that's help with anxiety, depression, relationships, or another concern. On Headway, you can browse therapists in New York by specialty, insurance, availability, and session format (in-person or virtual). Every provider listed is accepting new patients, and detailed bios let you learn about their style and approach before booking. Many providers also offer a free phone consultation so you can see if it's a good fit before committing.

The cost of therapy in New York varies based on your insurance plan, provider, and location. Using in-network insurance benefits is one of the most reliable ways to lower your out-of-pocket costs. On Headway, you can enter your insurance details to see an estimated session cost before you book — and your out-of-pocket expense may be as low as $0 per visit, though costs vary based on your specific coverage.

Many therapists in New York accept insurance. Nationally, Headway partners with over 100 insurance plans, including Aetna, Cigna, United Healthcare, Oxford, Oscar, and many Optum affiliates. To confirm whether your specific plan is accepted in your area, enter your insurance details on Headway and browse providers who are verified as in-network for your coverage.

Yes, many therapists in New York offer virtual sessions through Headway. Most insurance plans cover virtual visits, though coverage depends on your specific plan. When browsing providers on Headway, you can see whether each therapist offers in-person sessions, virtual sessions, or both — so you can choose the format that works for your schedule.

Headway's network in New York includes providers trained in a range of therapy approaches, including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), EMDR, psychodynamic therapy, and more. There are also providers who specialize in couples therapy, family therapy, and trauma-informed care. You can browse provider bios on Headway to learn about each therapist's approach and find someone whose style resonates with you.

"Therapist" and "counselor" are general terms for licensed professionals who provide talk therapy for mental health concerns. Their specific titles — such as LMHC, LCSW, or LMFT — vary based on training and licensure. A psychologist typically holds a doctoral degree and may specialize in testing, assessment, or therapy. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes provide therapy. On Headway, you can find both therapists and psychiatrists to match your needs.