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Find a therapist in Panama City, FL — covered by insurance

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People with insurance pay as low as $0 per session through Headway

Top therapists in Panama City, FL accepting new patients

Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,051 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.

Winfred Alarcon

Winfred Alarcon

Therapist

Virtual • Florida


“I work to nurture my clients' sensitivities, strengths, hopes, and desires for a meaningful and fulfilling existence.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Challenging, Participatory, Warm
Accepts 7 insurance carriers

Offers free consultationsView profile and book
Garline Bassette

Garline Bassette

Psychiatric Mental Health NP

Virtual • Florida


“If you struggle with mental health, and are in need of someone to talk to, someone who will listen without judgment, let's start working together towards your journey to recovery.”
ADD/ADHD, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression
Empowering, Holistic, Open-minded
Accepts 9 insurance carriers

Offers free consultationsView profile and book
Stacy Fifer

Stacy Fifer

Psychiatric Mental Health NP

Virtual & in-person • Merritt Island, FL


“My approach is collaborative, compassionate, and evidence-based. I believe in creating a safe, nonjudgmental space where clients feel heard and actively involved in their treatment planning.”
Anxiety, Depression, End of life care, Grief or loss, Panic disorders
Humorous, Solution-oriented, Warm
Accepts 10 insurance carriers
Lisa Williams

Lisa Williams

Therapist

Virtual • Florida


“I have over 20 years of working with Individuals and Families in Crisis using a Trauma Informed approach.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Empowering, Holistic, Solution-oriented
Accepts 4 insurance carriers
Kenneth Winter

Kenneth Winter

Therapist

Virtual • Plant City, FL


“Ken has been married for over forty years and has raised seven children along with several foster kids.”
Anxiety, Depression, End of life care, Family issues, Grief or loss
Direct, Holistic, Solution-oriented
Accepts 14 insurance carriers
Heidi Cosmi-Godau

Heidi Cosmi-Godau

Therapist

Virtual • Florida


“I am a warm, supportive and affirming therapist who helps clients manage the difficulties in life and create goals to improve it.”
Anxiety, Bipolar disorder, Chronic conditions, Depression, Eating disorders
Affirming, Holistic, Warm
Accepts 8 insurance carriers
Kelly Pabilonia

Kelly Pabilonia

Therapist

Virtual • Florida


“Clients often say they appreciate my ability to be "real" with them while also being sensitive, empathetic and professional.”
Anger management, Anxiety, End of life care, Family issues, Grief or loss
Energetic, Solution-oriented, Warm
Accepts 7 insurance carriers
Lindsay Kruse

Lindsay Kruse

Therapist

Virtual • Florida


“I'm frequently told I'm very easy to talk to, and I strive to create a warm, compassionate, and nonjudgmental space.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Humorous, Open-minded, Participatory
Accepts 10 insurance carriers
Ann Marie Harty

Ann Marie Harty

Therapist

Virtual • Florida


“A trusting environment for you to tell your story. To remove the stigma of mental health, so you (primarily African Americans/Caribbeans) can give yourself permission, to receive healing.”
Anxiety, Cultural & ethnic issues, Depression, Family issues, Grief or loss
Empowering, Open-minded, Participatory
Accepts 13 insurance carriers

Offers free consultationsView profile and book
Linda Banik

Linda Banik

Therapist

Virtual • Florida


Hello, I'm glad you're here! Are you exhausted from living in a constant state of 'what if' and anxiety? Do you struggle making the 'right' decision, or do you think through every possible thing that can go wrong? As a board-certified psychotherapist and former Clinical Director, I have spent the last 20 years treating fear, trauma, relationship struggles and depression. My true passion, however, is helping individuals overcome worry and fear, and learn to handle the discomfort of the unknown.

ADD/ADHD, Anxiety, Depression, Family issues, Grief or loss
Empowering, Open-minded, Solution-oriented
Accepts 7 insurance carriers
Margaret Deuerlein

Margaret Deuerlein

Therapist

Virtual & in-person • Brandon, FL


Margaret Deuerlein, LMHC, is an experienced and skilled Licensed Psychotherapist. She specializes in Trauma, Anxiety and Panic Disorders, Social Anxiety, Stress, Depression, Mood Dysregulation, Low Self-esteem, Grief, Narcissistic, Borderline, Avoidant Personality, Co-dependency, Interpersonal Relationships, Communication, and Couple’s Therapy. She is EMDR-Certified and trained in Shema Therapy, CBT, DBT, Mindfulness, EFT, and the Gottman Method, among others. Healing, coping, achieving your life goals, and taking more control of your life are her focus. She offers in-person and virtual sessions. Bilingual services are available.

Anger management, Anxiety, Bipolar disorder, Depression, Grief or loss
Empowering, Open-minded, Warm
Accepts 11 insurance carriers
Dr. Michelle Mitcham

Dr. Michelle Mitcham

Therapist

Virtual • Tallahassee, FL


“I believe that every person — no matter their age, story, or struggles — deserves a space where they feel truly seen, deeply heard, and completely safe to be themselves.”
ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, Family issues
Empowering, Holistic, Warm
Accepts 9 insurance carriers
Iris Le

Iris Le

Therapist

Virtual • Florida


What is your approach to therapy?

I use a solution focused approach which means I use modalities that suit your needs best. They include CBT, DBT, EMDR, and mindfulness practices.

What can clients expect from their first session with you?

During our initial therapy session, my priority is to create a safe space for you to share your story and understand how I can best support you. You can expect:

-Introductions & Overview: To discuss the framework for our work together and a chance for you to ask any initial questions about the process.

-Sharing Your Presenting Concerns: This is your opportunity to describe what brings you to therapy. We'll focus on the challenges and symptoms you are currently experiencing, giving me a clear understanding of your primary concerns.

-Brief History Taking: To provide comprehensive support, I'll ask some questions about your relevant personal history, including past experiences, family background, and any previous therapeutic experiences. This helps illuminate patterns and influences on your current situation.

-Collaborative Goal Setting: Together, we'll begin to identify what you hope to achieve through therapy. This isn't about having all the answers now; it's about forming initial goals that will guide our work and help you move towards the changes you desire.

By the end of our first session, my aim is for you to feel heard, understood, and have a clearer sense of how we can work together to support your journey towards healing and well-being. There will always be room for suggestions concerning our work together, including keeping each other accountable.

Anxiety, Cultural & ethnic issues, Depression, PTSD, Relationship issues
Affirming, Holistic, Solution-oriented
Accepts 3 insurance carriers
Ana Calvet De Cajias

Ana Calvet De Cajias

Therapist

Virtual • Florida


“I believe in equipping my patients with the most effective and up-to-date tools that counseling has to offer...”
Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues, Depression
Challenging, Empowering, Solution-oriented
Accepts 9 insurance carriers
Robert Lynch

Robert Lynch

Therapist

Virtual • Florida


“Therapy doesn't have to feel heavy, clinical, or uncomfortably serious. Some of the most meaningful breakthroughs happen in moments of genuine humor, honest conversation, and real human connection — and that's exactly the kind of space I try to...”
ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, Family issues
Affirming, Direct, Holistic
Accepts 1 insurance carrier

Offers free consultationsView profile and book
James Sanniola

James Sanniola

Therapist

Virtual • Florida


“I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming situations and events that challenge you.”
ADD/ADHD, Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues
Empowering, Participatory, Solution-oriented
Accepts 6 insurance carriers
Dr. Lucas Hall

Dr. Lucas Hall

Therapist

Virtual • Florida


“My approach is warm, open, and client-centered. I aim to create a safe space where you feel heard, supported, and empowered to work toward personal growth and meaningful change.”
Anxiety, Bipolar disorder, Depression, Eating disorders, LGBTQIA+
Humorous, Inquisitive, Participatory
Accepts 6 insurance carriers
Maureen Rogers

Maureen Rogers

Therapist

Virtual • Florida


“I am a firm believer in person centered recovery and partnering with clients to assist people in obtaining and maintaining an optimal level of functioning.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Empowering, Energetic, Open-minded
Accepts 4 insurance carriers
Klaudia Alvarez Niemczewska

Klaudia Alvarez Niemczewska

Therapist

Virtual & in-person • Miami, FL


“I support high achievers and perfectionists who may look "fine" to others but carry a quiet heaviness, never feeling truly enough.”
Anxiety, Depression, Family issues, Identity issues, LGBTQIA+
Empowering, Inquisitive, Solution-oriented
Accepts 10 insurance carriers

Offers free consultationsView profile and book
Emily Bullard

Emily Bullard

Therapist

Virtual • Florida


“I am passionate about helping people learn to use "curiosity instead of judgment", "give themselves time and grace"...”
Anger management, Anxiety, Depression, Grief or loss, Identity issues
Challenging, Empowering, Warm
Natalye Kirkland

Natalye Kirkland

Therapist

Virtual • Florida


Hi, I’m Natalye—though you’re welcome to call me Nat, whichever feels more comfortable for you.

I hold a Master’s degree in Clinical Mental Health Counseling and bring over a decade of experience in the mental health field. My work has spanned a wide range of populations, diagnoses, and settings. I’ve had the privilege of supporting children, adolescents, and adults facing challenges such as depression, anxiety, trauma, personality disorders, behavioral issues, and eating disorders. My clinical experience includes in-home services, inpatient hospitalization, residential care, and outpatient treatment.

With an empathic approach and dynamic disposition, I’m deeply committed to building strong, trusting, and positive relationships with my clients and their support systems. I believe that healing happens in safe, supportive spaces—and I’m proud to walk alongside my clients in that journey.

ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, Eating disorders
Affirming, Empowering, Solution-oriented
Accepts 7 insurance carriers

Offers free consultationsView profile and book
Dr. Frances Johnson

Dr. Frances Johnson

Psychiatric Mental Health NP

Virtual • Florida


“She believes that effective treatment goes beyond symptom management. Her approach focuses on understanding the underlying factors contributing to emotional distress...”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Creative, Empowering, Solution-oriented
Accepts 7 insurance carriers

Offers free consultationsView profile and book
Patrick Anderson

Patrick Anderson

Therapist

Virtual • Florida


“Empathy is the cornerstone of my approach. I believe that before someone can understand they must first feel understood.”
Anxiety, Cultural & ethnic issues, Depression, Family issues, Identity issues
Direct, Empowering, Inquisitive
Accepts 4 insurance carriers
Keishana Davis

Keishana Davis

Therapist

Virtual • Florida


“My approach to therapy is compassionate, collaborative, and holistic. As both a Licensed Clinical Social Worker and Registered Nurse, I recognize the connection between mental and physical health...”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Affirming, Creative, Empowering
Accepts 7 insurance carriers

Offers free consultationsView profile and book
Dr. Erika Wynn

Dr. Erika Wynn

Therapist

Virtual • Florida


“I am a very compassionate therapist, yet direct. I want to provide empathy and understanding to your concerns, while also finding a solution that fits your needs.”
Anxiety, Depression, Family issues, Relationship issues, Stress management
Challenging, Direct, Humorous
Accepts 4 insurance carriers

Offers free consultationsView profile and book
Dr. Scott Silverman

Dr. Scott Silverman

Therapist

Virtual • Florida


“I'll guide you in understanding how your thoughts, feelings, and behaviors are connected — and how gaining awareness can shift the way you experience life.”
Anger management, Anxiety, Cultural & ethnic issues, Depression, Family issues
Holistic, Open-minded, Solution-oriented
Accepts 10 insurance carriers
Debra Adamczyk

Debra Adamczyk

Therapist

Virtual • Florida


“I am a United States Air Force veteran and a seasoned mental-health professional with more than 30 years of experience providing therapeutic support across diverse and high-acuity settings.”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Creative, Inquisitive, Open-minded
Accepts 3 insurance carriers

Offers free consultationsView profile and book
Shelby Twining

Shelby Twining

Therapist

Virtual • Gainesville, FL


“Therapy is not a one-size-fits-all process, and you deserve someone that is flexible enough to meet you where you are!”
Anger management, Anxiety, Depression, Family issues, Grief or loss
Direct, Humorous, Open-minded
Accepts 7 insurance carriers
Eduardo Florez

Eduardo Florez

Therapist

Virtual • Stuart, FL


“Specializing in co-occurring disorders, I guide through challenges like chronic illness, family conflicts, and substance use relapse.”
Anger management, Anxiety, Cultural & ethnic issues, Relationship issues, Substance use / addiction
Creative, Direct, Empowering
Accepts 11 insurance carriers
Patricia Gilliano

Patricia Gilliano

Psychiatric Mental Health NP

Virtual • St. Augustine, FL


“My focus is on healing utilizing foundation of sleep, activity, and nutrition and then layering the right medication or supplements to support optimizing the person.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Empowering, Energetic, Holistic
Accepts 6 insurance carriers
Daniel Laukaitis

Daniel Laukaitis

Therapist

Virtual & in-person • St. Petersburg, FL


“I use a direct approach that combines, EMDR, talk therapy, addictions work, Gestault and role play to work through immediate problems and dig into deeper causes.”
Anxiety, Bipolar disorder, Depression, Family issues, Identity issues
Creative, Direct, Solution-oriented
Accepts 10 insurance carriers
Alex Iacovitti

Alex Iacovitti

Therapist

Virtual • Florida


“I primarily do attachment focused therapy (Emotionally Focused Therapy). I am also trained in EMDR therapy for trauma.”
Anxiety, Cultural & ethnic issues, Depression, Family issues, Grief or loss
Empowering, Inquisitive, Warm
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Davitt Miranda

Davitt Miranda

Psychiatric Mental Health NP

Virtual • Florida


I am a board certified psychiatric nurse practitioner dedicated to delivering patient-centered care to people of all ages. Throughout the 20 years I have worked in mental health, I have worked with individuals in all stages of the therapeutic journey. I specialize in the assessment, diagnosis and treatment of anxiety, depression, ADHD, bipolar disorders and OCD, in addition to other conditions.

ADD/ADHD, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression
Humorous, Open-minded, Solution-oriented
Accepts 4 insurance carriers
Sharon Burrowes

Sharon Burrowes

Psychiatric Mental Health NP

Virtual • Florida


“My goal is to provide clear guidance in a calm, supportive environment where clients feel heard and respected.”
ADD/ADHD, Anxiety, Depression, PTSD, Stress management
Holistic, Solution-oriented, Warm
Accepts 4 insurance carriers

Offers free consultationsView profile and book
Cathe Angilot

Cathe Angilot

Therapist

Virtual • Florida


“I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming the things that challenge you.”
Anger management, Anxiety, Family issues, Grief or loss, Relationship issues
Empowering, Holistic, Open-minded
Accepts 11 insurance carriers

Offers free consultationsView profile and book
Anna Feliciano

Anna Feliciano

Psychiatric Mental Health NP

Virtual • Crestview, FL


“With 11 years of diverse healthcare experience—from transplant to hospice—Anna understands the vital connection between mind and body.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Holistic, Warm
Accepts 7 insurance carriers
Tameika Ivey

Tameika Ivey

Therapist

Virtual • Florida


“My approach is grounded in CBT and integrates DBT, ACT, trauma-informed, and strengths-based practices to help clients develop insight, build effective coping skills, and create meaningful change.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Affirming, Empowering, Open-minded
Accepts 7 insurance carriers
Jenny Betancourt

Jenny Betancourt

Therapist

Virtual • Florida


“My approach is warm, collaborative, and goal-oriented. I use evidence-based methods like CBT and solution-focused therapy, but I tailor each session to you, because no two people are the same.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues
Empowering, Open-minded, Warm
Accepts 4 insurance carriers
Sophia Pandey

Sophia Pandey

Therapist

Virtual • Florida


Do you understand why you feel the way you do, but the feelings won't change? Maybe you've been to therapy before, gained insight, and still find yourself stuck in the same anxiety, low moods, or painful memories — and you're starting to wonder if anything will really work.

Talking helps, but some things — especially trauma — don't fully heal through talking alone. That's why I use EMDR, a proven, structured approach that helps your brain reprocess painful experiences so they lose their grip on your daily life. Many of my clients are surprised to feel real movement on things they've carried for years.

I'm a licensed marriage and family therapist supporting adults across Florida with trauma, anxiety, and depression.

Anxiety, Depression, Family issues, Grief or loss, Identity issues
Challenging, Creative, Open-minded
Accepts 3 insurance carriers

Offers free consultationsView profile and book
Kimberly Covington

Kimberly Covington

Therapist

Virtual • Florida


“I’m Kimberly Covington, a trauma-informed therapist and coach with over 13 years of experience helping individuals navigate anxiety, trauma, and life transitions.

Because at the end of the day—peace over pressure.”

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Inquisitive, Open-minded, Solution-oriented
Accepts 9 insurance carriers
201 - 240 of

About our therapists serving Panama City, FL

Number of therapists serving Panama City, FL
There are over 9,032 therapists in Panama City, FL accepting new patients.
9,032+
Average years in practice
Watercolor illustration of a bookshelf
9 years
Top specialties offered
Watercolor illustration of specialties
  • 98%Anxiety
  • 92%Depression
  • 87%Stress management
  • 77%Relationship issues
  • 77%Trauma
Insurances accepted
Watercolor illustration of insurance cards
  • 99%Aetna
  • 91%Cigna
  • 84%Carelon Behavioral Health
  • 60%Ascension
  • 49%United Healthcare
Languages spoken
Watercolor illustration of languages
  • 98%English
  • 19%Spanish
  • 2%Haitian Creole
  • 1%French
  • 1%Portuguese
How they see their clients
Watercolor illustration of therapy session
  • 85%Online only
  • 15%In-person or online
Provider gender
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  • 83%Woman
  • 17%Man
License types
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  • 40%Licensed Mental Health Counselor
  • 27%Licensed Clinical Social Worker
  • 8%Advanced Practice Registered Nurse
  • 8%Licensed Mental Health Counselor
  • 6%Licensed Clinical Social Worker
Treatment approaches
Watercolor illustration of treatment approach
  • 100%Individual therapy
  • 34%Family therapy
  • 25%Couples therapy
  • 15%Child or adolescent therapy

Frequently asked questions

Therapy Chair

Happy patient looking away

Find the right therapist for you

Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.

Factors to Consider When Choosing an Anxiety Therapist in Panama City, FL

Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.

In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.

Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.

If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.

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1 Cost may vary based on your location, age, and insurance coverage.