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Find a therapist in Panama City, FL — covered by insurance

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People with insurance pay as low as $0 per session through Headway

Top therapists in Panama City, FL accepting new patients

Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,053 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.

Cathy Connor

Cathy Connor

Therapist

In-person • <1 mi away • Panama City, FL


“I have been an LCSW for 18 years and have helped clients struggling with anxiety, trauma, depression, grief, and life transitions.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Affirming, Open-minded, Warm
Accepts 4 insurance carriers
Ben Earnest

Ben Earnest

Therapist

Virtual & in-person • 2.2 mi away • Panama City, FL


“I offer a warm and welcoming environment. I have a lot of Bob Ross stuff in my office and I try to embody that calm and collected mood that he portrayed.”
ADD/ADHD, Anxiety, Depression, Men's issues, PTSD
Inquisitive, Solution-oriented, Warm
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Colleen Pagoada

Colleen Pagoada

Psychiatric Mental Health NP

Virtual & in-person • <1 mi away • Panama City, FL


“I see every patient as a whole person with their own story and individual needs and goals for treatment.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Inquisitive, Solution-oriented, Warm
Accepts 9 insurance carriers
Christy Carpenter

Christy Carpenter

Therapist

Virtual & in-person • 2.3 mi away • Panama City, FL


“Clients will learn coping skills to manage symptoms. I am a teaching therapist, in that, I want you to understand why you do the things you do, so that you can better understand how to make positive changes.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Affirming, Solution-oriented, Warm
Accepts 5 insurance carriers
Tanner Baeder

Tanner Baeder

Therapist

Virtual & in-person • <1 mi away • Panama City, FL


“With experience working with children, adolescent, and adult survivors of trauma, I believe it is important to understand the impact trauma has in one's life.”
ADD/ADHD, Anger management, Anxiety, Depression, Grief or loss
Affirming, Empowering, Open-minded
Accepts 10 insurance carriers
Jessica Griffin

Jessica Griffin

Therapist

Virtual & in-person • 2.5 mi away • Panama City, FL


I am a Licensed Mental Health Counselor in Florida with 3 years of clinical mental health experience. I graduated from Troy University with a Masters Degree in Clinical Mental Health Counseling and was trained by the University of Central Florida in Trauma Management Therapy.

I have a wide range of experience with adolescents and adults including time spent as an inpatient therapist as well as an outpatient therapist in the community mental health setting and in private practice.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Empowering, Open-minded, Warm
Accepts 7 insurance carriers
Jenny Natalio

Jenny Natalio

Therapist

Virtual & in-person • 5.1 mi away • Lynn Haven, FL


“I'm here to offer a warm, welcoming space where you can explore your journey, find support, and focus on growth.”
Anger management, Anxiety, Depression, Family issues, Grief or loss
Empowering, Humorous, Solution-oriented
Accepts 8 insurance carriers
Suzanne Clark

Suzanne Clark

Therapist

Virtual & in-person • 11 mi away • Panama City Beach, FL


“I offer a safe, grounded, collaborative space where your story is met with respect and without judgment.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Participatory, Warm
Accepts 7 insurance carriers
Lindsay Walleck

Lindsay Walleck

Therapist

Virtual & in-person • 28 mi away • Santa Rosa Beach, FL


“I've come to view counseling as a holistic process, taking into consideration emotional, cognitive, physiological, and spiritual factors.”
Anxiety, Depression, Panic disorders, Women's issues
Empowering, Energetic, Warm
Accepts 10 insurance carriers
Jennifer Cumbie

Jennifer Cumbie

Therapist

Virtual & in-person • Chipley, FL


“My approach is warm, down-to-earth, and respectful — clients describe me as easy to talk to, attentive, and genuinely supportive.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Humorous, Solution-oriented, Warm
Accepts 9 insurance carriers
Heather Miller

Heather Miller

Therapist

Virtual & in-person • Chipley, FL


“I provide a supportive space where clients can feel heard, respected, and understood. My approach is individualized and strengths-based...”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Affirming, Direct, Warm
Accepts 10 insurance carriers
Deborah Brown

Deborah Brown

Therapist

Virtual & in-person • Marianna, FL


“I try to help my clients discover the root cause of their problems and help them process the issue and devise a plan to overcome the issue while building strong coping skills to prevent recurrences that interfere with functionality.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Affirming, Open-minded, Solution-oriented
Accepts 6 insurance carriers
Jennifer Sizemore

Jennifer Sizemore

Psychiatric Mental Health NP

Virtual & in-person • Marianna, FL


“I bring over 30+ years of diverse nursing experience as an LPN, RN and a nurse practitioner. I have worked as a Psychiatric Mental Health Nurse Practitioner since graduation in May of 2020.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Direct, Holistic, Solution-oriented
Accepts 6 insurance carriers
LeeAnne Poloronis

LeeAnne Poloronis

Therapist

Virtual & in-person • Apalachicola, FL


“My approach to therapy is overall warm, empowering, and authentic. I will support you with affirmation and empowerment...”
ADD/ADHD, Anxiety, Chronic conditions, Family issues, Identity issues
Empowering, Open-minded, Warm
Accepts 3 insurance carriers
Michael Hoepfl

Michael Hoepfl

Therapist

Virtual & in-person • Fort Walton Beach, FL


“You're in therapy so that you can get to a point where you won't need it anymore - and I will always do my best to get you there.”
ADD/ADHD, Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues
Humorous, Open-minded, Solution-oriented
Accepts 10 insurance carriers
Crystal Copeland

Crystal Copeland

Therapist

Virtual & in-person • Mary Esther, FL


Congratulations on your courageous decision to seek help! Self-awareness is the first step to change and I go above and beyond to help those like you who choose to actively help themselves. Understand that the path to self-discovery and growth is not easy. It involves commitment, personal investment, and a desire to delve into the process of growth, healing, and self-love.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Creative, Empowering, Open-minded
Accepts 12 insurance carriers
LaRhonda Lang

LaRhonda Lang

Therapist

Virtual & in-person • Mary Esther, FL


“I tailor therapy to you. There is no "one-size-fits-all approach. I draw from different therapeutic methods and adapt them to best support your unique story and circumstances.”
Anger management, Anxiety, Depression, Family issues, Grief or loss
Empowering, Open-minded, Solution-oriented
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Christina Baker

Christina Baker

Therapist

Virtual & in-person • Crestview, FL


“I am passionate about helping individuals feel heard, understood, and empowered as they work toward meaningful and lasting change.”
ADD/ADHD, Anger management, Anxiety, Chronic conditions, Depression
Empowering, Open-minded, Solution-oriented
Accepts 7 insurance carriers
Novella Moffitt

Novella Moffitt

Therapist

Virtual & in-person • Crestview, FL


“I specialize in working with neurodivergent individuals and couples, including ADHD and AuDHD (diagnosed or not), as well as people who've always sensed they were wired differently.”
ADD/ADHD, Anxiety, Bipolar disorder, Identity issues, LGBTQIA+
Empowering, Inquisitive, Solution-oriented
Accepts 3 insurance carriers
Gladys Duran

Gladys Duran

Therapist

Virtual • Florida


“I have a passion for helping individuals succeed in the different aspects of their life such as relationships, work-life balance, and their overall quality of life.”
Anger management, Anxiety, Cultural & ethnic issues, Depression, Family issues
Affirming, Empowering, Warm
Accepts 4 insurance carriers

Offers free consultationsView profile and book
Rachel Hillegass

Rachel Hillegass

Therapist

Virtual • Florida


“I enjoy helping clients find their voice, better understand their emotions, and develop practical tools to create meaningful, lasting change.”
Anxiety, Depression, End of life care, Family issues, Grief or loss
Inquisitive, Open-minded, Warm
Accepts 4 insurance carriers

Offers free consultationsView profile and book
Jasmine Luther

Jasmine Luther

Therapist

Virtual • Florida


“My approach to therapy is warm while being productive. I like to set realistic goals that are catered to your current needs and wants in your life.”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Empowering, Inquisitive, Warm
Accepts 7 insurance carriers
Sandra Schulz

Sandra Schulz

Therapist

Virtual • Florida


Taking the first step toward therapy can feel overwhelming, but you don't have to do it alone. Many of my clients come to therapy feeling emotionally exhausted, stuck in patterns that no longer serve them, or struggling with anxiety, depression, grief, trauma, substance use concerns, or difficult life transitions. If you're feeling overwhelmed or unsure where to begin, you're not alone.

As a Licensed Clinical Social Worker, I provide a compassionate, supportive, and judgment-free space where you can feel heard, understood, and empowered. Clients often describe me as genuine, easy to talk to, and deeply supportive. Together, we'll identify your strengths, build practical coping skills, and create meaningful, lasting change that aligns with your values and goals.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Affirming, Inquisitive, Solution-oriented
Accepts 5 insurance carriers
Katelyn Camden

Katelyn Camden

Therapist

Virtual • Florida


“I have worked in Residential, Partial, and Intensive Outpatient levels of care for Substance use and Mental Health over the past 7 years.”
Anxiety, Depression, Family issues, Relationship issues, Substance use / addiction
Humorous, Open-minded, Warm
Accepts 8 insurance carriers
Karen Tremblay

Karen Tremblay

Therapist

Virtual • Florida


“My style is practical, compassionate, and focused on helping you create meaningful, sustainable change.”
ADD/ADHD, Anxiety, Depression, End of life care, Family issues
Direct, Open-minded, Solution-oriented
Accepts 4 insurance carriers
Alvin Penix

Alvin Penix

Therapist

Virtual • Florida


“When it comes to therapy, the only interest I have is my client's success, however big or small that looks.”
Anxiety, Depression, Family issues, Grief or loss, PTSD
Affirming, Open-minded, Solution-oriented
Accepts 4 insurance carriers
Tacianna Indovina

Tacianna Indovina

Psychologist

Virtual • Florida


“Through her authenticity, easy rapport, and sense of humor, Tacianna works with you to identify patterns of thinking and behaving that may be making it difficult to be present, meet your goals, and connect with others around you.”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Direct, Energetic, Warm
Accepts 2 insurance carriers
Latoya Claxton

Latoya Claxton

Therapist

Virtual • Florida


Generous, Dependable, Supportive, Kindhearted, Insightful, assertive, courageous, bold, compassionate

Anger management, Anxiety, Depression, Grief or loss, Relationship issues
Empowering, Open-minded, Solution-oriented
Accepts 7 insurance carriers
Sabrina Warner

Sabrina Warner

Therapist

Virtual • Florida


“I believe therapy should feel supportive, real, and useful. We'll work together to better understand what's going on...”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Empowering, Open-minded, Participatory
Accepts 7 insurance carriers
Kimberly Allison

Kimberly Allison

Therapist

Virtual • Florida


“I believe that the therapeutic relationship is one of collaboration. Through a client-centered approach, I provide the them a safe environment to share their thoughts and feelings.”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Affirming, Direct, Empowering
Accepts 4 insurance carriers

Offers free consultationsView profile and book
Ashelea McCain

Ashelea McCain

Therapist

Virtual • Florida


“I honor every part of your identity—including race, culture, gender, and lived experiences—and strive to create an inclusive space for BIPOC, LGBTQIA+ individuals, professionals, veterans, and families involved with Child Protective Services.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Affirming, Empowering, Solution-oriented
Accepts 4 insurance carriers
Kamilla Haverhuk Afonso-Hausman

Kamilla Haverhuk Afonso-Hausman

Therapist

Virtual • Florida


Hi, I am Kamilla, a Licensed Mental Health Counselor with over six years of experience working with adolescents and adults in a variety of settings, including community mental health, forensic services, behavioral health, and developmental disability programs. I hold a Master's degree in Mental Health Counseling and have extensive experience supporting individuals with anxiety, depression, trauma, emotional regulation difficulties, relationship concerns, self-esteem challenges, and life transitions.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Empowering, Humorous, Open-minded
Accepts 4 insurance carriers
Savier A Caldero Otero

Savier A Caldero Otero

Psychiatric Mental Health NP

Virtual • Florida


“My approach to psychiatric care is rooted in empathy, respect, and collaboration. I provide patient-centered, trauma-informed, and evidence-based care...”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Open-minded, Solution-oriented, Warm
Accepts 6 insurance carriers
Brittney Pate

Brittney Pate

Therapist

Virtual • Florida


I have a Master’s in Clinical Mental Health Counseling from Jacksonville University. I’ve been at Wekiva Springs Center since 2022, and have experience with patients all over the spectrum from mood disorders, to substance abuse disorders, anxiety, PTSD, and psychotic disorders.

Anxiety, Bipolar disorder, Depression, Family issues, Grief or loss
Humorous, Open-minded, Warm
Accepts 5 insurance carriers
Lonelle Ordway

Lonelle Ordway

Therapist

Virtual • Crestview, FL


“I have ADHD myself and my superpower is to keep up with other ADHD brains and the ping pong we often feel.”
Anxiety
Empowering, Energetic, Warm
Accepts 7 insurance carriers
Michelle Mohner

Michelle Mohner

Therapist

Virtual • Florida


“I offer a calm, nonjudgmental space where you can slow down, feel heard, and start making changes at a pace that feels safe and manageable.”
Anxiety, Chronic conditions, Depression, Family issues, Grief or loss
Affirming, Empowering, Warm
Accepts 3 insurance carriers
Katrina Munajj

Katrina Munajj

Therapist

Virtual • Florida


“I look forward to creating a space of free expression, where clients walk away feeling seen, heard, and gaining the basic tools to take on life's challenges more confidently than when they first arrived.”
Anger management, Anxiety, Bipolar disorder, Depression, Grief or loss
Affirming, Empowering, Open-minded
Accepts 5 insurance carriers
Theresa Trombly-Frey

Theresa Trombly-Frey

Therapist

Virtual • Florida


“My aim is to help you transform struggles into stepping stones, building a life filled with joy, resilience, and fulfillment.”
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Creative, Energetic, Warm
Accepts 11 insurance carriers
Tawny Solmere

Tawny Solmere

Therapist

Virtual • Florida


“My style leans toward teaching and motivating, giving you the tools to change what is not working...”
Anxiety, End of life care, Family issues, Grief or loss, Identity issues
Affirming, Direct, Holistic
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Andres Cintra Marin

Andres Cintra Marin

Psychiatric Mental Health NP

Virtual & in-person • Miami, FL


“My approach combines clinical expertise, compassion, and personalized care to support each patient's mental wellness journey.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Challenging, Holistic, Solution-oriented
Accepts 4 insurance carriers
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About our therapists serving Panama City, FL

Number of therapists serving Panama City, FL
There are over 9,006 therapists in Panama City, FL accepting new patients.
9,006+
Average years in practice
Watercolor illustration of a bookshelf
9 years
Top specialties offered
Watercolor illustration of specialties
  • 98%Anxiety
  • 92%Depression
  • 87%Stress management
  • 77%Relationship issues
  • 77%Trauma
Insurances accepted
Watercolor illustration of insurance cards
  • 99%Aetna
  • 91%Cigna
  • 84%Carelon Behavioral Health
  • 60%Ascension
  • 50%United Healthcare
Languages spoken
Watercolor illustration of languages
  • 98%English
  • 19%Spanish
  • 2%Haitian Creole
  • 1%Portuguese
  • 1%French
How they see their clients
Watercolor illustration of therapy session
  • 85%Online only
  • 15%In-person or online
Provider gender
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  • 83%Woman
  • 17%Man
License types
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  • 40%Licensed Mental Health Counselor
  • 26%Licensed Clinical Social Worker
  • 8%Advanced Practice Registered Nurse
  • 8%Licensed Mental Health Counselor
  • 6%Licensed Clinical Social Worker
Treatment approaches
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  • 100%Individual therapy
  • 33%Family therapy
  • 24%Couples therapy
  • 16%Child or adolescent therapy

Frequently asked questions

Therapy Chair

Happy patient looking away

Find the right therapist for you

Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.

Factors to Consider When Choosing an Anxiety Therapist in Panama City, FL

Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.

In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.

Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.

If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.

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1 Cost may vary based on your location, age, and insurance coverage.