Find a therapist in Panama City, FL — covered by insurance
Top therapists in Panama City, FL accepting new patients
Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,062 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.
Hello and welcome. I'm Maria Nazario, a Licensed Mental Health Counselor with many years of experience helping people navigate life's hardest moments. I work with adolescents, adults, and seniors facing grief, anxiety, depression, stress, and women's issues, as well as identity and family struggles. Together we'll honor your story, build on your strengths, and move toward the fulfilling life you deserve.
I’m Diera Woodard, LCSW, Licensed Clinical Social Worker. I’m passionate about helping individuals and families navigate life’s challenges with compassion, authenticity, and practical tools for real change. My mission is to create a safe, supportive space where you can heal, grow, and reconnect with your sense of purpose and peace.
Clients often describe my style as warm, honest, and empowering. I meet you where you are and walk with you as you develop the insight and tools needed to create lasting change. I believe that therapy should feel like a collaborative conversation — one that helps you understand your emotions, strengthen your coping skills, and move toward a life that feels more aligned and fulfilling.
If you're feeling overwhelmed by anxiety, depression, trauma, relationship challenges, or the emotional demands of parenthood, you're not alone. I work with adolescents, adults, couples, and families navigating life transitions, maternal mental health concerns, stress, grief, family conflict, substance use concerns, and PTSD. Whether you're struggling to manage difficult emotions, improve relationships, or heal from past experiences, therapy can provide a space for growth, healing, and self-discovery.
As a Licensed Mental Health Counselor (LMHC), I provide therapy in both English and Spanish and believe healing begins in a supportive, nonjudgmental environment. My goal is to help clients feel understood, empowered, and equipped with practical tools to create meaningful change while building resilience, confidence, and emotional well-being.
I am a Licensed Mental Health Counselor (LMHC) with over nine years of experience working with adult women and couples. I hold a Master's degree in Mental Health Counseling with a specialization in Marriage and Family Therapy.
I work with clients navigating anxiety, depression, grief, life transitions, trauma, relationship and marital challenges, family conflict, perfectionism, and self-esteem concerns. Many of the people I work with find themselves feeling stuck in recurring patterns—whether in their relationships, emotional responses, or the expectations they place on themselves.
I also offer Islamically integrated therapy for Muslim clients and have received training in Traditional Islamically Integrated Psychotherapy (TIIP). I welcome clients from all backgrounds and strive to provide care that is thoughtful, collaborative, and tailored to each person's unique needs and values.
I have a Master’s in Clinical Mental Health Counseling from Jacksonville University. I’ve been at Wekiva Springs Center since 2022, and have experience with patients all over the spectrum from mood disorders, to substance abuse disorders, anxiety, PTSD, and psychotic disorders.
Hi, I’m Holly Garmon, a Licensed Mental Health Counselor (LMHC). I specialize in helping women navigate anxiety, life transitions, and relationship challenges. I also have advanced training in perinatal mental health, which is considered from conception through 1 year postpartum.
Whether you’re facing overwhelm, struggling with self-esteem, or seeking clarity during a transition, I provide a safe, supportive space to explore your challenges and grow with confidence.
What clients often appreciate about working with me is my ability to hold space for both emotional depth and practical strategies—all tailored to your values, strengths, and goals. If you’re looking for a therapist who blends clinical expertise with genuine care, I’d be honored to support your journey.
I know life can be really challenging at times. It’s not always easy. As one journeys through life, there comes a time when we all need the love and support of someone who cares. For this reason, it has always been my passion to help those who are in need of that love and support. With a non-judgmental attitude and a heart of compassion I aim to meet you where you are. My hope is to walk alongside you in an effort to help you achieve your therapeutic goals
I believe therapy should be a safe space where you feel truly seen and supported. Using a developmental framework, I help you explore your personal growth within your unique cultural background. Together, we will connect clinical research with your story, helping you navigate life's challenges and move forward with confidence.
About our therapists serving Panama City, FL
- 98%Anxiety
- 92%Depression
- 87%Stress management
- 77%Relationship issues
- 77%Trauma
- 99%Aetna
- 91%Cigna
- 84%Carelon Behavioral Health
- 60%Ascension
- 49%United Healthcare
- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese
- 85%Online only
- 15%In-person or online
- 83%Woman
- 17%Man
- 40%Licensed Mental Health Counselor
- 27%Licensed Clinical Social Worker
- 8%Advanced Practice Registered Nurse
- 8%Licensed Mental Health Counselor
- 6%Licensed Clinical Social Worker
- 100%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 15%Child or adolescent therapy
Frequently asked questions
Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing an Anxiety Therapist in Panama City, FL
Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.
In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.
Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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