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Find a therapist in Palm Harbor, FL — covered by insurance

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People with insurance pay as low as $0 per session through Headway

Top therapists in Palm Harbor, FL accepting new patients

Palm Harbor residents can access quality mental healthcare through Headway's extensive provider network serving Carrollwood, Clearview, Tarpon Springs, and beyond. With 9,029 licensed professionals available, you'll find a provider suited to your needs. Sessions conducted virtually or in-person are covered by insurance, with the average client saving 75% on care.

Laura Jones-Mccoy

Laura Jones-Mccoy

Therapist

Virtual & in-person • 23 mi away • Tampa, FL


“Clients should expect to take away a sense of peace and comfort knowing that their voice has been heard.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues
Direct, Empowering, Solution-oriented
Accepts 3 insurance carriers

Offers free consultationsView profile and book
Hannah Starczewski

Hannah Starczewski

Therapist

Virtual & in-person • 23 mi away • Lutz, FL


“Hannah believes in the power of connection and strives to create a safe, affirming space where clients feel heard, supported, and empowered in their growth.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Diabetes
Affirming, Empowering, Warm
Accepts 1 insurance carrier
McKenzie Esplin

McKenzie Esplin

Therapist

Virtual & in-person • 26 mi away • Wesley Chapel, FL


“I believe a safe, non-judgmental environment where you can feel seen and heard is the epitome of a successful therapeutic relationship that promotes healing, self-worth, and positivity.”
Anxiety, Depression, End of life care, Family issues, Grief or loss
Empowering, Energetic, Warm
Accepts 2 insurance carriers

Offers free consultationsView profile and book
Jamie Klemzak

Jamie Klemzak

Therapist

Virtual & in-person • 23 mi away • Gulfport, FL


“With more than 25 years of experience in the mental health field, including over two decades as a therapist, I bring a compassionate, collaborative, and down-to-earth approach to therapy.”
Anger management, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues
Affirming, Empowering, Inquisitive
Accepts 15 insurance carriers
Mutinta Tembo

Mutinta Tembo

Psychiatric Mental Health NP

Virtual & in-person • 26 mi away • Wesley Chapel, FL


“She advocates, educates and utilizes the best and latest research, experience and intuition to select best interventions in order to achieve optimal clinical outcomes.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Eating disorders
Empowering, Holistic, Warm
Accepts 8 insurance carriers
Kasey Hedrick

Kasey Hedrick

Therapist

Virtual & in-person • 27 mi away • Wesley Chapel, FL


“With expertise in trauma, I take an integrative approach to treating clients using evidence-based methods like CBT, attachment theory, and mindfulness.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Empowering, Open-minded, Warm
Accepts 10 insurance carriers

Offers free consultationsView profile and book
Christopher Chiappetta

Christopher Chiappetta

Therapist

Virtual & in-person • 24 mi away • Tampa, FL


“I approach therapy with an empathic, affirming, solution-oriented, and direct style, focused on empowering clients to create lasting, positive change in their lives.”
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Affirming, Solution-oriented, Warm
Accepts 10 insurance carriers
Ileen Tosado

Ileen Tosado

Therapist

Virtual & in-person • 24 mi away • Lutz, FL


“I am especially passionate about empowering girls and teens to understand their boundaries, their voice, and their worth.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Empowering, Open-minded, Solution-oriented
Accepts 14 insurance carriers

Offers free consultationsView profile and book
CJ Joerg

CJ Joerg

Therapist

Virtual & in-person • 24 mi away • Tampa, FL


CJ deeply believes that a person’s past does not define their future. With a potent blend of empathy and expertise, she is passionate about helping individuals uncover their innate resilience and capacity for healing. Her approach is rooted in the belief that even the most painful histories can be transformed into sources of strength.

Having grown up in foster care, CJ brings a lived understanding of adversity—not as her reason for becoming a therapist, but as a quiet source of strength that has shaped her superpower: the ability to sit with any form of trauma without judgment or shock. Her presence is steady, compassionate, and unshakable—able to hold space for stories that are often too heavy for others to carry.

Specializing in trauma-informed and somatic therapies, CJ supports individuals, couples, and families through experiences of PTSD, anxiety, and complex trauma. Her mission is to guide clients toward a life marked by grace, growth, and resilience.

ADD/ADHD, PTSD, Trauma
Open-minded, Solution-oriented, Warm
Accepts 10 insurance carriers
Joel Asencio

Joel Asencio

Therapist

Virtual & in-person • 24 mi away • Tampa, FL


“My role is to help you understand those patterns, process what's behind them, and start to shift them in a way that works.”
ADD/ADHD, Anxiety, Depression, Family issues, Identity issues
Creative, Humorous, Warm
Accepts 2 insurance carriers
Tristin Ramsay

Tristin Ramsay

Therapist

Virtual & in-person • 24 mi away • Lutz, FL


My name is Tristin Ramsay, I am a Licensed Mental Health Counselor. I received my Master’s of Science in Mental Health Counseling at Canisius College in Buffalo, NY in 2017. I have been a practicing counselor ever since. I have experience working with many different populations as well as with children, teens and adults. I have worked in treating anxiety, depression, interpersonal difficulties, life changes, adjustment difficulties, grief and loss and behavioral issues.

ADD/ADHD, Anxiety, Depression, Panic disorders, Relationship issues
Empowering, Inquisitive, Warm
Accepts 9 insurance carriers
Christina Warrilow

Christina Warrilow

Therapist

Virtual & in-person • 20 mi away • Tampa, FL


“I use a person centered therapeutic approach, with play therapy interventions, and Cognitive Behavioral Therapy.”
ADD/ADHD, Anxiety, Depression, Family issues, PTSD
Empowering, Holistic, Warm
Accepts 15 insurance carriers
Dr. Laura Bonnemort

Dr. Laura Bonnemort

Psychologist

Virtual & in-person • 21 mi away • Tampa, FL


“Building a trusting and collaborative therapeutic relationship is my primary goal as your psychologist.”
Anxiety, Bipolar disorder, Depression, Eating disorders, Family issues
Empowering, Holistic, Solution-oriented
Accepts 3 insurance carriers
Charita Cheever

Charita Cheever

Therapist

Virtual & in-person • 28 mi away • Tampa, FL


“With goal setting, clients are provided a chance to become active participants in their therapy process, which promotes increased confidence and ways to measure progress.”
Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression
Creative, Energetic, Open-minded
Accepts 13 insurance carriers

Offers free consultationsView profile and book
LeSonya Allen

LeSonya Allen

Therapist

Virtual & in-person • 28 mi away • Riverview, FL


“I believe in walking with you through life's ups and downs—where faith, heart, and practical support meet.”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Empowering, Humorous, Solution-oriented
Accepts 8 insurance carriers
Dr. Andrea Kenney

Dr. Andrea Kenney

Therapist

Virtual & in-person • 28 mi away • Riverview, FL


“My style is warm, empathetic, and collaborative—we'll work together as partners to better understand your experiences, build on your strengths, and move toward meaningful change.”
Anger management, Anxiety, Cultural & ethnic issues, Depression, PTSD
Affirming, Empowering, Warm
Accepts 4 insurance carriers

Offers free consultationsView profile and book
Josefina Fletcher

Josefina Fletcher

Therapist

Virtual & in-person • 28 mi away • Wesley Chapel, FL


I believe therapy works best when clients feel safe, supported, and genuinely understood. My approach is warm, collaborative, and nonjudgmental, and I strive to create a space where clients can openly explore their thoughts, emotions, and experiences at their own pace.

I understand that reaching out for help can feel vulnerable, and I value the trust my clients place in me. I work to meet each person where they are while helping them build insight, coping skills, resilience, and confidence. I believe in balancing empathy and validation with practical tools and strategies that support meaningful and lasting change.

Clients often describe me as compassionate, approachable, calming, and easy to talk to. I utilize evidence-based approaches including CBT, DBT, mindfulness, and trauma-informed care, while tailoring treatment to each client’s individual needs and goals.

ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Empowering, Open-minded, Warm
Accepts 4 insurance carriers
Erum Ahmed

Erum Ahmed

Therapist

Virtual & in-person • 29 mi away • Wesley Chapel, FL


“Erum's approach is direct and empowering. She knows how to challenge the way you think and helps you see other perspectives.”
Anger management, Anxiety, Depression, Family issues, Grief or loss
Direct, Empowering, Open-minded
Accepts 13 insurance carriers
Maria Gutierrez Lopez

Maria Gutierrez Lopez

Therapist

Virtual & in-person • 29 mi away • Apollo Beach, FL


“I take a holistic and compassionate approach to therapy, focusing on identifying and addressing the root of negative core beliefs and relational patterns that contribute to these cycles.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Family issues
Empowering, Holistic, Warm
Accepts 7 insurance carriers
Marie Fahringer

Marie Fahringer

Therapist

In-person • Brandon, FL


“I have several approaches that I use to help clients depending on what one may be dealing with at the time.”
Anxiety, Bipolar disorder, Depression, Grief or loss, Men's issues
Direct, Open-minded, Warm
Accepts 14 insurance carriers
Margaret Deuerlein

Margaret Deuerlein

Therapist

Virtual & in-person • Brandon, FL


Margaret Deuerlein, LMHC, is an experienced and skilled Licensed Psychotherapist. She specializes in Trauma, Anxiety and Panic Disorders, Social Anxiety, Stress, Depression, Mood Dysregulation, Low Self-esteem, Grief, Narcissistic, Borderline, Avoidant Personality, Co-dependency, Interpersonal Relationships, Communication, and Couple’s Therapy. She is EMDR-Certified and trained in Shema Therapy, CBT, DBT, Mindfulness, EFT, and the Gottman Method, among others. Healing, coping, achieving your life goals, and taking more control of your life are her focus. She offers in-person and virtual sessions. Bilingual services are available.

Anger management, Anxiety, Bipolar disorder, Depression, Grief or loss
Empowering, Open-minded, Warm
Accepts 11 insurance carriers
Dr. Bianca Crudup

Dr. Bianca Crudup

Psychologist

Virtual & in-person • 26 mi away • Tampa, FL


“With a background in health psychology and rehabilitation psychology, I enjoy helping individuals work through challenges associated with chronic illness, weight loss/obesity, disability, anxiety, depression, and more.”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Direct, Humorous, Open-minded
Accepts 11 insurance carriers
Jennifer Sloan

Jennifer Sloan

Therapist

In-person • 26 mi away • Tampa, FL


“I strive to work collaboratively with parents to help them understand their child's behavior and teach their child how to manage those behaviors.”
Anxiety, Family issues, Trauma
Open-minded, Solution-oriented, Warm
Accepts 8 insurance carriers
Raquel Massaro

Raquel Massaro

Therapist

Virtual & in-person • Brandon, FL


“Through therapy I will help you understand the roots of your symptoms, respecting where you are and working together on where you want to be.”
Anxiety, Depression, Family issues, Grief or loss, Relationship issues
Energetic, Holistic, Warm
Accepts 11 insurance carriers

Offers free consultationsView profile and book
Jennifer Teoli

Jennifer Teoli

Therapist

Virtual & in-person • 22 mi away • St. Petersburg, FL


“I have extensive experience working with survivors of violent crimes, sexual abuse and domestic violence.”
ADD/ADHD, Anger management, Anxiety, Diabetes, Family issues
Direct, Empowering, Solution-oriented
Accepts 9 insurance carriers
Christie Pickett

Christie Pickett

Therapist

Virtual & in-person • 26 mi away • Tampa, FL


“I strive to create a supportive, nonjudgmental space where clients feel heard, understood, and empowered.”
Anxiety, Depression, Family issues, Relationship issues, Stress management
Affirming, Solution-oriented, Warm
Accepts 5 insurance carriers
Amy Allen

Amy Allen

Therapist

Virtual & in-person • 17 mi away • Land O' Lakes, FL


“As a licensed mental health counselor, I have experience with children, individuals, couples, and families.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Empowering, Energetic, Solution-oriented
Accepts 16 insurance carriers
Janine Comegys

Janine Comegys

Therapist

Virtual & in-person • 22 mi away • St. Petersburg, FL


“My strengths include my ability to listen empathically and without judgement and help you learn how to feel more positive about yourself and end the frustration of negative thoughts.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Family issues
Empowering, Open-minded, Warm
Accepts 9 insurance carriers
Mary Lopusnak

Mary Lopusnak

Therapist

Virtual & in-person • 26 mi away • Marianna, FL


“I am a caring & compassionate therapist who works well with individuals overwhelmed, experiencing life changes, transitions and transformations.”
ADD/ADHD, Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues
Empowering, Solution-oriented, Warm
Accepts 7 insurance carriers

Offers free consultationsView profile and book
Jonathan Page

Jonathan Page

Therapist

Virtual & in-person • Riverview, FL


“I believe that healing flourishes in a safe and supportive environment where clients feel heard and valued.”
Anger management, Anxiety, Cultural & ethnic issues, Family issues, Grief or loss
Direct, Humorous, Solution-oriented
Accepts 9 insurance carriers
Bea Hilbrands

Bea Hilbrands

Therapist

Virtual & in-person • Brandon, FL


I earned my MA in Counseling from the University of South Florida. I am a Licensed Mental Health Counselor, LMHC. I have been working with children, teens and young adults for 25 years. Everyone needs a safe space to refresh and become the healthiest version of themselves. My areas of expertise include helping clients who are experiencing issues with anxiety, depression, self-esteem, behavioral concerns, relationships and life transitions.

ADD/ADHD, Anxiety, Depression, Grief or loss, Relationship issues
Affirming, Empowering, Solution-oriented
Accepts 13 insurance carriers
John Choquette

John Choquette

Therapist

Virtual & in-person • WACHEE, FL


“I aim to empower my clients to develop the ability to reframe and change their thinking to aid in increasing emotional wellness...”
Anger management, Anxiety, Bipolar disorder, Depression, Grief or loss
Affirming, Empowering, Participatory
Accepts 7 insurance carriers
Angelique Sever

Angelique Sever

Therapist

Virtual & in-person • Riverview, FL


You don’t have to navigate this alone.

I’m a Licensed Mental Health and ART trauma therapist passionate about helping adults and teens manage the overwhelming challenges of life—whether it's anxiety, depression, trauma, or simply feeling stuck.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Direct, Open-minded, Solution-oriented
Accepts 10 insurance carriers
Jacob Stick

Jacob Stick

Therapist

Virtual & in-person • 27 mi away • Wesley Chapel, FL


I am a warm and empathetic individual that has specialties in addiction, men's issues, and grief. I have a Master in Mental Health from Keiser University and have been working in my specialties for the last 5 years.

Anger management, Grief or loss, Men's issues, Relationship issues, Substance use / addiction
Energetic, Humorous, Warm
Accepts 4 insurance carriers
Rayna Lewis

Rayna Lewis

Therapist

Virtual & in-person • 27 mi away • Wesley Chapel, FL


“My approach to therapy is collaborative, client-centered, and grounded in creating a safe, respectful space for honest exploration.”
ADD/ADHD, Anger management, Anxiety, Depression, Identity issues
Holistic, Open-minded, Warm
Accepts 5 insurance carriers
Sian-Marie Laws

Sian-Marie Laws

Therapist

Virtual & in-person • 27 mi away • Wesley Chapel, FL


“I believe therapy should feel like a safe, grounded space where you can explore your experiences, understand yourself more deeply, and build the confidence to move forward in ways that feel authentic and sustainable.”
ADD/ADHD, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression
Empowering, Solution-oriented, Warm
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Kanilina Clerge

Kanilina Clerge

Therapist

Virtual & in-person • 27 mi away • Tampa, FL


“We understand your mental health journey is unique to you and treatment should be tailored to meet those unique needs.”
Anxiety, Bipolar disorder, Depression, Family issues, Identity issues
Holistic, Solution-oriented, Warm
Accepts 12 insurance carriers
Amanda Alleyne

Amanda Alleyne

Therapist

Virtual & in-person • 28 mi away • Tampa, FL


“My goal is for each client to know they have a safe environment to share how they are feeling and work on learning techniques to reach their maximum Potential.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Empowering, Open-minded, Warm
Accepts 14 insurance carriers
Lonnie Foster

Lonnie Foster

Therapist

Virtual & in-person • 28 mi away • Wesley Chapel, FL


“After a therapy session with me, my clients should expect either one of two things: to walk away feeling empowered or more enlightened by the experience.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Challenging, Empowering, Humorous
Accepts 18 insurance carriers
Katrina Kilburn

Katrina Kilburn

Psychiatric Mental Health NP

Virtual & in-person • Dade City, FL


“I understand how it feels to be lost, overwhelmed, or unsure of the next step, and my passion is helping people find hope and clarity when life feels heavy.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Holistic, Open-minded, Solution-oriented
Accepts 9 insurance carriers
201 - 240 of

About our therapists located within 20 miles of Palm Harbor, FL

Number of therapists within 20 miles of Palm Harbor, FL
There are over 164 therapists in Palm Harbor, FL accepting new patients.
164+
Average years in practice
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8 years
Top specialties offered
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  • 98%Anxiety
  • 93%Depression
  • 89%Stress management
  • 87%Trauma
  • 77%Relationship issues
Insurances accepted
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  • 100%Aetna
  • 88%Cigna
  • 84%Carelon Behavioral Health
  • 63%Oxford
  • 63%United Healthcare
Languages spoken
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  • 100%English
  • 9%Spanish
  • 1%American Sign Language
  • 1%French
  • 1%Greek
How they see their clients
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  • 99%In-person or online
  • 1%In-person only
Provider gender
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  • 83%Woman
  • 17%Man
License types
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  • 53%Licensed Mental Health Counselor
  • 26%Licensed Clinical Social Worker
  • 13%Advanced Practice Registered Nurse
  • 5%Licensed Psychologist
  • 1%Licensed Marriage/Family Therapist
Treatment approaches
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  • 100%Individual therapy
  • 25%Family therapy
  • 23%Couples therapy
  • 18%Child or adolescent therapy

Frequently asked questions

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Find the right therapist for you

Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.

Factors to Consider When Choosing a Mental Health Therapist in Palm Harbor, FL

Searching for therapists in Palm Harbor starts with finding someone whose training matches what you want support with. Therapists may focus on anxiety, depression, relationship challenges, grief, trauma, work stress, or life transitions. As you compare options, look for specialties and therapy approaches that fit your needs, such as cognitive behavioral therapy, dialectical behavior therapy, eye movement desensitization and reprocessing, or acceptance and commitment therapy. A therapist’s profile can also show how they describe their style, what concerns they often support, and what you can expect in sessions.

In a smaller city like Palm Harbor, local in-person appointment options may be more limited than in a large metro area. Virtual sessions with a Florida-licensed therapist can expand your choices while still giving you access to care from home. Consider practical details like appointment availability, whether a therapist is accepting new clients, session format, and whether they offer a free phone consultation. Reading bios before booking can help you narrow your list by communication style, experience, and the kind of support each therapist offers.

Therapy in Palm Harbor can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and make ongoing support easier to plan for. Headway helps you find therapists who accept a wide range of insurance plans, shows estimated out-of-pocket costs before you book, and lets you compare virtual and in-person availability in one place. You can browse therapists, review profiles, and book directly when you’re ready.

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1 Cost may vary based on your location, age, and insurance coverage.