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Find a therapist in Palm Harbor, FL — covered by insurance

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Top therapists in Palm Harbor, FL accepting new patients

Palm Harbor residents can access quality mental healthcare through Headway's extensive provider network serving Carrollwood, Clearview, Tarpon Springs, and beyond. With 9,044 licensed professionals available, you'll find a provider suited to your needs. Sessions conducted virtually or in-person are covered by insurance, with the average client saving 75% on care.

Leah Ratcliff

Leah Ratcliff

Therapist

Virtual & in-person • 20 mi away • Tampa, FL


I’m a Licensed Clinical Social Worker (LCSW) and founder of Roots Healing Alliance, where I help individuals and couples do deeper, meaningful healing work. I specialize in trauma, anxiety, and relationship patterns, using a mix of insight-based and body-centered approaches. My style is warm, direct, and real. You won’t get a “therapist mask,” but someone who’s genuinely in it with you. I’ll support you while also gently challenging you to grow. My goal is to help you better understand yourself and create lasting, authentic change.

Anxiety, Depression, Family issues, Identity issues, OCD
Empowering, Humorous, Warm
Accepts 4 insurance carriers
David Shields

David Shields

Therapist

Virtual & in-person • 20 mi away • Tampa, FL


“I offer a safe, non-judgmental therapeutic setting. Together, we explore the specific challenges you are facing which impede your ability to live life to its fullest.”
Anxiety, Depression, Family issues, Grief or loss, LGBTQIA+
Open-minded, Solution-oriented, Warm
Accepts 12 insurance carriers
Deborah Lyons

Deborah Lyons

Psychiatric Mental Health NP

Virtual & in-person • 20 mi away • Hudson, FL


Feeling anxious, depressed, unfocused, or having difficulty sleeping? You are not alone. I work with adolescents (14+) and adults of all ages. I primarily support individuals navigating anxiety, depression, ADHD, OCD, PTSD, and insomnia, along with other challenges that can make everyday life feel overwhelming. Patients often describe me as calm, understanding, and easy to talk to, and my goal is to create a space where you feel comfortable, supported, and truly heard. I provide personalized psychiatric care, including medication management and practical strategies to help you regain focus, balance, and a sense of control.

Specialties include:

  • Anxiety disorders
  • Depression & mood disorders
  • ADHD & focus challenges
  • OCD
  • Trauma & PTSD
  • Stress, burnout, and sleep difficulties
  • & More!
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Holistic, Open-minded
Accepts 10 insurance carriers
Karen Tucker

Karen Tucker

Therapist

Virtual & in-person • 17 mi away • Seminole, FL


“As a client in my practice you should be able to be vulnerable, nurtured, and feel that you are in a safe environment.”
Anxiety, Bipolar disorder, Depression, Family issues, PTSD
Direct, Open-minded, Solution-oriented
Accepts 14 insurance carriers
Chivon Cowart

Chivon Cowart

Therapist

Virtual & in-person • 20 mi away • Tampa, FL


“I'm a diverse & creative therapist who is passionate about helping people rise above unfortunate obstacles in order to achieve their goals & aspirations.”
ADD/ADHD, Anxiety, Cultural & ethnic issues, Family issues, Men's issues
Affirming, Empowering, Warm
Accepts 12 insurance carriers
Brett Cobb

Brett Cobb

Therapist

Virtual & in-person • 21 mi away • Tampa, FL


“By partnering with a therapist with decades of compassion-focused work who truly seeks to understand your unique experience, we can begin the rewarding work of unlocking what you seek most in your life.”
ADD/ADHD, Anxiety, Chronic conditions, Depression, Family issues
Empowering, Open-minded, Warm
Accepts 6 insurance carriers
Helen Clemente

Helen Clemente

Therapist

Virtual & in-person • 21 mi away • Homosassa, FL


“My therapeutic approach to counseling is compassionate yet direct and includes solution-focused brief modalities, trauma techniques, and cognitive behavioral interventions.”
Anger management, Anxiety, Depression, Grief or loss, Stress management
Humorous, Solution-oriented, Warm
Accepts 10 insurance carriers
Sherry Westfall

Sherry Westfall

Therapist

Virtual & in-person • 21 mi away • Land O' Lakes, FL


“I find Cognitive Behavioral Therapy to be affective for my clients. This type of therapy includes techniques that are solution-focused, motivational, strength-based, and mindful.”
ADD/ADHD, Anxiety, Depression, Men's issues, Relationship issues
Empowering, Humorous, Warm
Accepts 10 insurance carriers
Nicole Snure

Nicole Snure

Therapist

Virtual & in-person • 21 mi away • Brooksville, FL


“I provide direct, compassionate, non-judgmental approaches that empower you to become and stay grounded, focused, validated, and achieve optimal mental health and wellness.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Open-minded, Warm
Accepts 11 insurance carriers
Jacqueline Gibb

Jacqueline Gibb

Therapist

Virtual & in-person • 23 mi away • Temple Terrace, FL


“My approach to therapy is that you and I are working together to reduce the issues that you are coming into therapy for.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Creative, Empowering, Warm
Accepts 5 insurance carriers
Derek Kee-Haynes

Derek Kee-Haynes

Therapist

Virtual & in-person • 23 mi away • Gulfport, FL


“I am a Master-level Certified Addiction Professional and trained in Accelerated Resolution Therapy (ART), offering evidence-informed approaches to trauma resolution and emotional healing.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Affirming, Solution-oriented, Warm
Accepts 5 insurance carriers
Susan Sadowick

Susan Sadowick

Therapist

Virtual & in-person • 21 mi away • St. Petersburg, FL


“I am a trauma informed therapist who provides a holistic approach that honors your unique experiences and strengths.”
ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, End of life care
Inquisitive, Open-minded, Warm
Accepts 7 insurance carriers
Dr. Stacey Nemeth Roberts

Dr. Stacey Nemeth Roberts

Psychologist

Virtual & in-person • 21 mi away • St. Petersburg, FL


“I meet you where you are, human to human. I have deep evidence based skills, training, and experience, but I feel the most transformative part of therapy is making sure you feel seen.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, End of life care
Affirming, Creative, Empowering
Accepts 2 insurance carriers
Jennifer Emmons

Jennifer Emmons

Therapist

Virtual & in-person • 24 mi away • Lutz, FL


“Using CBT and DBT techniques, I focus on helping you better understand yourself, build coping strategies that actually fit your life, and move toward the goals that matter to you.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Energetic, Solution-oriented, Warm
Accepts 9 insurance carriers
Jennifer Melvin

Jennifer Melvin

Therapist

Virtual & in-person • 17 mi away • Tampa, FL


“I'm not the therapist that will simply be a shoulder to lean on or an ear to only listen. What I do is listen, pull out where we should start and give you tools to move forward with.”
Anxiety, End of life care, Family issues, Grief or loss, Relationship issues
Direct, Empowering, Participatory
Accepts 10 insurance carriers
Dr. Kimberly Polignani

Dr. Kimberly Polignani

Psychologist

Virtual & in-person • 21 mi away • St. Petersburg, FL


“I believe that you have all the answers within you & I find it an honor to have the opportunity to walk with you on your journey towards mental wellness.”
ADD/ADHD, Anxiety, Depression, End of life care, Family issues
Empowering, Holistic, Warm
Accepts 2 insurance carriers

Offers free consultationsView profile and book
Kristina Martin

Kristina Martin

Therapist

Virtual & in-person • 24 mi away • Tampa, FL


I am a Licensed Clinical Social Worker with over 25 years of experience helping clients navigate mental and emotional challenges. I earned both my bachelor’s and master’s degrees in social work from Florida State University. My passion is to provide a safe, non-judgmental space where clients can gain insight into their lives and work toward personal growth and healing.

ADD/ADHD, Anxiety, Bipolar disorder, Depression, Identity issues
Direct, Empowering, Inquisitive
Accepts 7 insurance carriers
Dr. Virginia Fundora

Dr. Virginia Fundora

Psychologist

Virtual & in-person • 18 mi away • Tampa, FL


“My approach is warm, empathic, and collaborative, creating a space where you feel truly seen and heard.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Open-minded, Solution-oriented, Warm
Accepts 2 insurance carriers

Offers free consultationsView profile and book
Monique Cuthbertson

Monique Cuthbertson

Psychiatric Mental Health NP

Virtual & in-person • 22 mi away • St. Petersburg, FL


Hi! I am a board-certified Psychiatric Mental Health Nurse Practitioner (PMHNP-BC) with a graduate degree from Wilkes University. I have experience working with adults in multiple settings facing various complex mental health issues, including Bipolar Disorder, trauma, depression, and anxiety.

ADD/ADHD, Anxiety, Bipolar disorder, Depression, Family issues
Empowering, Open-minded, Solution-oriented
Accepts 8 insurance carriers
Jennifer Teoli

Jennifer Teoli

Therapist

Virtual & in-person • 22 mi away • St. Petersburg, FL


“I have extensive experience working with survivors of violent crimes, sexual abuse and domestic violence.”
ADD/ADHD, Anger management, Anxiety, Diabetes, Family issues
Direct, Empowering, Solution-oriented
Accepts 9 insurance carriers
Robert Ryan

Robert Ryan

Therapist

Virtual & in-person • 22 mi away • St. Petersburg, FL


“Through Caring Psychological Counseling, I help individuals and families overcome obstacles, heal from trauma and distress, and achieve personal growth and satisfaction.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Creative, Open-minded, Warm
Accepts 7 insurance carriers
Stephen Honey

Stephen Honey

Therapist

Virtual & in-person • 22 mi away • St. Petersburg, FL


“My approach to therapy is rooted in a strengths-based, person-in-environment perspective... I tailor my work to the unique needs of each person, because healing is rarely one-size-fits-all.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Holistic, Open-minded
Accepts 10 insurance carriers
Jessica Conti

Jessica Conti

Therapist

Virtual & in-person • 22 mi away • Tampa, FL


“I consider myself to be a healer of the mind, body, and spirit, tapping in to my own personal experiences and training to be of service to others, to invoke positive change.”
Anxiety, Depression, Eating disorders, OCD, Panic disorders
Empowering, Holistic, Warm
Accepts 13 insurance carriers

Offers free consultationsView profile and book
Grace Walker

Grace Walker

Therapist

Virtual & in-person • 22 mi away • St. Petersburg, FL


“My approach is warm and compassionate — I believe therapy works best when you feel truly understood and supported.”
ADD/ADHD, Anxiety, Family issues, Grief or loss, Maternal mental health
Empowering, Holistic, Warm
Accepts 5 insurance carriers
Beverly Gaines

Beverly Gaines

Therapist

Virtual & in-person • 22 mi away • St. Petersburg, FL


“My approach to therapy is comprehensive and holistic. I believe that change happens within dynamics and while healing is individual, it is not singular.”
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Creative, Empowering, Humorous
Accepts 9 insurance carriers
Monique Cohn

Monique Cohn

Psychologist

Virtual & in-person • 22 mi away • St. Petersburg, FL


I am Dr. Monique Cohn, a Licensed Psychologist, Nationally Certified School Psychologist, and certified Parent-Child Interaction Therapy (PCIT) provider.

My professional background includes extensive experience in supporting individuals and families navigating ADHD, developmental delays, learning difficulties, behavioral concerns, Autism Spectrum Disorder, anxiety, and obsessive-compulsive disorder. I am committed to a patient-centered approach that integrates compassion with clinical expertise. This includes individualized treatment planning and evidence-based interventions tailored to each client’s unique needs.

I collaborate closely with other professionals to promote lasting growth and well-being. Services are available both in-person in the St. Petersburg and Tampa Bay area, as well as virtually throughout Florida.

If you are seeking personalized support, I am here to help. Please contact me and learn more about how we can work together toward your goals.

ADD/ADHD, Anxiety, Family issues, OCD, Stress management
Empowering, Solution-oriented, Warm
Accepts 1 insurance carrier

Offers free consultationsView profile and book
Michelle Mottern

Michelle Mottern

Psychiatric Mental Health NP

Virtual & in-person • 22 mi away • St. Petersburg, FL


“At the core of my practice is the belief that everyone deserves to feel supported, understood, and equipped to thrive.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Eating disorders
Inquisitive, Solution-oriented, Warm
Accepts 11 insurance carriers
Dr. Jeannie Bertoli

Dr. Jeannie Bertoli

Therapist

Virtual & in-person • 22 mi away • St. Petersburg, FL


Hello and welcome!

As a Licensed Marriage & Family Therapist with over 20 years experience, I believe our relationships are central and vital to our happiness - they can enrich us, and/or bring us pain.

I help couples work through major life issues, decide if they want to stay together, and enact that decision with respect for each person. We dig deep and have the difficult conversations in a safe environment.

All relationships are embraced and affirmed.

Family issues, Identity issues, LGBTQIA+, PTSD, Relationship issues
Direct, Solution-oriented, Warm
Accepts 2 insurance carriers
Zachary Norman

Zachary Norman

Therapist

Virtual & in-person • 22 mi away • St. Petersburg, FL


“I believe therapy works best as a collaborative process, and I strive to create an environment where clients feel heard, supported, appropriately challenged, and empowered throughout treatment.”
Anger management, Anxiety, Depression, Eating disorders, Family issues
Affirming, Empowering, Solution-oriented
Accepts 4 insurance carriers
Crystal Kehl

Crystal Kehl

Therapist

Virtual & in-person • 19 mi away • Wesley Chapel, FL


“Firsthand experience made me want to be a counselor. I know what it's like to feel lost and alone, and I know firsthand that therapy can be profoundly transformational.”
Anger management, Anxiety, Bipolar disorder, Depression, Family issues
Affirming, Direct, Humorous
Accepts 9 insurance carriers
Jarryd Lunger

Jarryd Lunger

Psychiatric Mental Health NP

In-person • 22 mi away • St. Petersburg, FL


“I tend to meet clients where they are, but I won't leave you there. My work is to push you toward your authentic self...”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Eating disorders
Direct, Inquisitive, Warm
Accepts 9 insurance carriers
Ernst Laemmert

Ernst Laemmert

Therapist

Virtual & in-person • 17 mi away • Lutz, FL


“I'll use what works for you, and be here to support you as we go through the growing pains, until you are happy with where you are at.”
Anger management, Anxiety, Family issues, Identity issues, PTSD
Challenging, Empowering, Energetic
Accepts 13 insurance carriers
Dr. Bianca Crudup

Dr. Bianca Crudup

Psychologist

Virtual & in-person • 26 mi away • Tampa, FL


“With a background in health psychology and rehabilitation psychology, I enjoy helping individuals work through challenges associated with chronic illness, weight loss/obesity, disability, anxiety, depression, and more.”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Direct, Humorous, Open-minded
Accepts 11 insurance carriers
Stephanie Campbell

Stephanie Campbell

Therapist

Virtual & in-person • 16 mi away • Pinellas Park, FL


“I'm passionate about helping individuals break free from the effects of toxic relationships and rediscover their sense of self.”
Anxiety, Grief or loss, Relationship issues, Stress management, Trauma
Direct, Inquisitive, Open-minded
Accepts 9 insurance carriers

Offers free consultationsView profile and book
Laura Jones-Mccoy

Laura Jones-Mccoy

Therapist

Virtual & in-person • 23 mi away • Tampa, FL


“Clients should expect to take away a sense of peace and comfort knowing that their voice has been heard.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues
Direct, Empowering, Solution-oriented
Accepts 3 insurance carriers

Offers free consultationsView profile and book
Hannah Starczewski

Hannah Starczewski

Therapist

Virtual & in-person • 23 mi away • Lutz, FL


“Hannah believes in the power of connection and strives to create a safe, affirming space where clients feel heard, supported, and empowered in their growth.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Diabetes
Affirming, Empowering, Warm
Accepts 1 insurance carrier
Jamie Klemzak

Jamie Klemzak

Therapist

Virtual & in-person • 23 mi away • Gulfport, FL


“With more than 25 years of experience in the mental health field, including over two decades as a therapist, I bring a compassionate, collaborative, and down-to-earth approach to therapy.”
Anger management, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues
Affirming, Empowering, Inquisitive
Accepts 15 insurance carriers
Mutinta Tembo

Mutinta Tembo

Psychiatric Mental Health NP

Virtual & in-person • 26 mi away • Wesley Chapel, FL


“She advocates, educates and utilizes the best and latest research, experience and intuition to select best interventions in order to achieve optimal clinical outcomes.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Eating disorders
Empowering, Holistic, Warm
Accepts 8 insurance carriers
Christopher Chiappetta

Christopher Chiappetta

Therapist

Virtual & in-person • 24 mi away • Tampa, FL


“I approach therapy with an empathic, affirming, solution-oriented, and direct style, focused on empowering clients to create lasting, positive change in their lives.”
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Affirming, Solution-oriented, Warm
Accepts 10 insurance carriers
Ileen Tosado

Ileen Tosado

Therapist

Virtual & in-person • 24 mi away • Lutz, FL


“I am especially passionate about empowering girls and teens to understand their boundaries, their voice, and their worth.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Empowering, Open-minded, Solution-oriented
Accepts 14 insurance carriers

Offers free consultationsView profile and book
161 - 200 of

About our therapists located within 20 miles of Palm Harbor, FL

Number of therapists within 20 miles of Palm Harbor, FL
There are over 167 therapists in Palm Harbor, FL accepting new patients.
167+
Average years in practice
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8 years
Top specialties offered
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  • 97%Anxiety
  • 92%Depression
  • 90%Stress management
  • 86%Trauma
  • 77%Relationship issues
Insurances accepted
Watercolor illustration of insurance cards
  • 100%Aetna
  • 87%Cigna
  • 83%Carelon Behavioral Health
  • 63%Oxford
  • 63%United Healthcare
Languages spoken
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  • 100%English
  • 11%Spanish
  • 1%Polish
  • 1%American Sign Language
  • 1%French
How they see their clients
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  • 99%In-person or online
  • 1%In-person only
Provider gender
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  • 82%Woman
  • 18%Man
License types
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  • 50%Licensed Mental Health Counselor
  • 28%Licensed Clinical Social Worker
  • 13%Advanced Practice Registered Nurse
  • 5%Licensed Psychologist
  • 2%Licensed Marriage/Family Therapist
Treatment approaches
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  • 100%Individual therapy
  • 24%Family therapy
  • 23%Couples therapy
  • 17%Child or adolescent therapy

Frequently asked questions

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Find the right therapist for you

Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.

Factors to Consider When Choosing a Mental Health Therapist in Palm Harbor, FL

Searching for therapists in Palm Harbor starts with finding someone whose training matches what you want support with. Therapists may focus on anxiety, depression, relationship challenges, grief, trauma, work stress, or life transitions. As you compare options, look for specialties and therapy approaches that fit your needs, such as cognitive behavioral therapy, dialectical behavior therapy, eye movement desensitization and reprocessing, or acceptance and commitment therapy. A therapist’s profile can also show how they describe their style, what concerns they often support, and what you can expect in sessions.

In a smaller city like Palm Harbor, local in-person appointment options may be more limited than in a large metro area. Virtual sessions with a Florida-licensed therapist can expand your choices while still giving you access to care from home. Consider practical details like appointment availability, whether a therapist is accepting new clients, session format, and whether they offer a free phone consultation. Reading bios before booking can help you narrow your list by communication style, experience, and the kind of support each therapist offers.

Therapy in Palm Harbor can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and make ongoing support easier to plan for. Headway helps you find therapists who accept a wide range of insurance plans, shows estimated out-of-pocket costs before you book, and lets you compare virtual and in-person availability in one place. You can browse therapists, review profiles, and book directly when you’re ready.

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1 Cost may vary based on your location, age, and insurance coverage.