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Find a therapist in Fort Walton Beach, FL — covered by insurance

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People with insurance pay as low as $0 per session through Headway

Top therapists in Fort Walton Beach, FL accepting new patients

Find mental health support in Fort Walton Beach with Headway's network of 9,061 licensed providers. Our providers offer flexible in-person and virtual sessions, with many accepting insurance to help you save on care costs.

Stephanie Soave

Stephanie Soave

Therapist

Virtual & in-person • Delray Beach, FL


“I believe change happens when you feel safe enough to tell your story and supported enough to try new ways of being.”
Anxiety, Depression, Eating disorders, Family issues, Identity issues
Direct, Open-minded, Solution-oriented
Accepts 8 insurance carriers

Offers free consultationsView profile and book
Chenelle Eastman

Chenelle Eastman

Therapist

Virtual • Florida


“I specialize in guiding adults through their toughest moments, using powerful techniques like EMDR, CBT, ERT, and holistic therapy to create breakthroughs that last.”
Anxiety, Bipolar disorder, Depression, OCD, Panic disorders
Empowering, Open-minded, Solution-oriented
Accepts 1 insurance carrier

Offers free consultationsView profile and book
Alvin Penix

Alvin Penix

Therapist

Virtual • Florida


“When it comes to therapy, the only interest I have is my client's success, however big or small that looks.”
Anxiety, Depression, Family issues, Grief or loss, PTSD
Affirming, Open-minded, Solution-oriented
Accepts 4 insurance carriers
Kelsey Timko

Kelsey Timko

Therapist

Virtual • Florida


“I specialize in empowering individuals to recover from trauma, substance use, dysfunctional relationships, and build a life worth living.”
Anger management, Anxiety, Depression, Family issues, Grief or loss
Affirming, Empowering, Open-minded
Accepts 4 insurance carriers
Holly Garmon

Holly Garmon

Therapist

Virtual • Florida


Hi, I’m Holly Garmon, a Licensed Mental Health Counselor (LMHC). I specialize in helping women navigate anxiety, life transitions, and relationship challenges. I also have advanced training in perinatal mental health, which is considered from conception through 1 year postpartum.

Whether you’re facing overwhelm, struggling with self-esteem, or seeking clarity during a transition, I provide a safe, supportive space to explore your challenges and grow with confidence.

What clients often appreciate about working with me is my ability to hold space for both emotional depth and practical strategies—all tailored to your values, strengths, and goals. If you’re looking for a therapist who blends clinical expertise with genuine care, I’d be honored to support your journey.

ADD/ADHD, Anxiety, Family issues, Maternal mental health, Relationship issues
Empowering, Holistic, Solution-oriented
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Ingle Reid

Ingle Reid

Therapist

Virtual • Florida


I know life can be really challenging at times. It’s not always easy. As one journeys through life, there comes a time when we all need the love and support of someone who cares. For this reason, it has always been my passion to help those who are in need of that love and support. With a non-judgmental attitude and a heart of compassion I aim to meet you where you are. My hope is to walk alongside you in an effort to help you achieve your therapeutic goals

Anxiety, Depression, Stress management
Affirming, Empowering, Warm
Accepts 3 insurance carriers
Christine Brownfield

Christine Brownfield

Therapist

Virtual • Florida


“Most of the work I do focuses on children and their needs and how to help parents and caregivers identify and meet those needs.”
Family issues, Maternal mental health, Trauma
Holistic, Open-minded, Warm
Accepts 10 insurance carriers

Offers free consultationsView profile and book
Potoula Diaz

Potoula Diaz

Therapist

Virtual • Florida


“I approach each new client with enthusiasm and curiosity, and being prepared to learn from each new person I meet.”
Anxiety, Depression, Trauma
Empowering, Energetic, Warm
Accepts 10 insurance carriers
Mary Forreider

Mary Forreider

Therapist

Virtual • Florida


I believe therapy should be a safe space where you feel truly seen and supported. Using a developmental framework, I help you explore your personal growth within your unique cultural background. Together, we will connect clinical research with your story, helping you navigate life's challenges and move forward with confidence.

Anger management, Anxiety, Depression, Family issues, Grief or loss
Creative, Direct, Solution-oriented
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Mary Kundrat

Mary Kundrat

Therapist

Virtual • Florida


“I specialize in working with people who are heading to a crossroads, struggling with change and seeking help in navigating their way.”
Anxiety
Inquisitive, Participatory, Warm
Accepts 5 insurance carriers

Offers free consultationsView profile and book
LaVerne Lake

LaVerne Lake

Therapist

Virtual • Florida


“My goal is to provide a safe, compassionate, nonjudgmental, and restorative space that empowers individuals as they work toward healing, clarity, and lasting change.”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Empowering, Solution-oriented, Warm
Accepts 11 insurance carriers

Offers free consultationsView profile and book
Tawny Solmere

Tawny Solmere

Therapist

Virtual • Florida


“My style leans toward teaching and motivating, giving you the tools to change what is not working...”
Anxiety, End of life care, Family issues, Grief or loss, Identity issues
Affirming, Direct, Holistic
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Elizabeth Alhanti

Elizabeth Alhanti

Therapist

Virtual • Florida


“You will learn practical tools and coping methods to deal with stress, anxiety, depression, social challenges and sleep issues.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Solution-oriented, Warm
Accepts 5 insurance carriers
Erica Carter

Erica Carter

Therapist

Virtual • Florida


“I use a compassionate, straightforward approach - mixed with humor, candor, and occasional pop culture references - to help you get your power back so you can crush this thing called life.”
ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, Family issues
Direct, Empowering, Humorous
Accepts 7 insurance carriers
Cassandra Tenzer

Cassandra Tenzer

Therapist

Virtual • Florida


“She uses a collaborative approach for setting goals based on clients' presenting issues and discusses various treatment options to determine the best approach to reach those goals.”
Anxiety, Family issues, Grief or loss, PTSD, Relationship issues
Inquisitive, Open-minded, Warm
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Morena Aparicio

Morena Aparicio

Therapist

Virtual • Florida


If you're an adolescent or adult carrying anxiety, depression, trauma, or the kind of exhaustion that comes from navigating life on your own for too long, therapy with me is meant to feel calm, unhurried, and genuinely supportive. I work with teens and adults facing relationship struggles, self-esteem challenges, life transitions, emotional dysregulation, and stress that's hard to shake. I also support parents of children and young adults with ADHD or autism-related needs, and I have experience working with individuals and families facing complex mental health and substance use challenges. My background spans community mental health, crisis stabilization, outpatient care, and hospital settings, so I've sat with a wide range of what people go through.

ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues
Empowering, Holistic, Warm
Accepts 4 insurance carriers
Lemlem Egziabher

Lemlem Egziabher

Therapist

Virtual • Florida


For over 20 years, I have had the privilege of sitting with people through some of life's hardest moments: depression, anxiety, trauma, grief, and the pain of racism and loss. My goal is to build a real connection with you, so you never feel alone in figuring this out. I'm here to support you on your journey of self-exploration and personal growth.

Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression
Energetic, Open-minded, Solution-oriented
Accepts 8 insurance carriers

Offers free consultationsView profile and book
Kristen Lenz

Kristen Lenz

Therapist

Virtual & in-person • Tampa, FL


“My background in numerous therapies including Depth Psychology, Mindfulness Based Stress Reduction, Yoga, Body Awareness, EMDR, and the Enneagram will enhance the mind/body connection's role in healing.”
Anxiety, Depression, End of life care, Grief or loss, LGBTQIA+
Affirming, Holistic, Inquisitive
Accepts 12 insurance carriers

Offers free consultationsView profile and book
Sandra Schulz

Sandra Schulz

Therapist

Virtual • Florida


Taking the first step toward therapy can feel overwhelming, but you don't have to do it alone. Many of my clients come to therapy feeling emotionally exhausted, stuck in patterns that no longer serve them, or struggling with anxiety, depression, grief, trauma, substance use concerns, or difficult life transitions. If you're feeling overwhelmed or unsure where to begin, you're not alone.

As a Licensed Clinical Social Worker, I provide a compassionate, supportive, and judgment-free space where you can feel heard, understood, and empowered. Clients often describe me as genuine, easy to talk to, and deeply supportive. Together, we'll identify your strengths, build practical coping skills, and create meaningful, lasting change that aligns with your values and goals.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Affirming, Inquisitive, Solution-oriented
Accepts 5 insurance carriers
Anely Rodriguez

Anely Rodriguez

Therapist

Virtual • Florida


“I provide therapeutic services that look at the whole person/child/family and work to integrate all the pieces of emotional, mental, social, cognitive and spiritual areas to find healing and growth.”
Anger management, Anxiety, Depression, Family issues, Grief or loss
Empowering, Solution-oriented, Warm
Accepts 5 insurance carriers
Kimberly Simmons

Kimberly Simmons

Therapist

Virtual • Florida


“I strive to create a safe, supportive environment where clients feel heard, empowered, and equipped to make meaningful changes in their lives.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Direct, Holistic, Warm
Accepts 5 insurance carriers
Malcolm Thomas

Malcolm Thomas

Therapist

Virtual & in-person • Tamarac, FL


“I use behavioral modification, dialectical behavioral therapy and cognitive behaviroal therapy in order to get at the root of the problem in order to provide workable solutions.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Affirming, Open-minded, Participatory
Accepts 13 insurance carriers
Ginette Moise

Ginette Moise

Therapist

Virtual • Boca Raton, FL


“Client can expect to gain clarity, a greater sense of autonomy, and the experience of feeling genuinely heard and understood in each session.”
Anger management, Anxiety, Depression, Maternal mental health, Trauma
Empowering, Open-minded, Warm
Accepts 11 insurance carriers
Ruby Cutolo

Ruby Cutolo

Therapist

Virtual • Florida


“I show up for my clients with compassion and genuine curiosity, recognizing that each individual's story is unique and deserving of attention.”
Anxiety, Family issues, Grief or loss, Identity issues, Infertility
Empowering, Holistic, Warm
Accepts 8 insurance carriers

Offers free consultationsView profile and book
Elmer Higgins

Elmer Higgins

Therapist

Virtual • Florida


“Elmer believes progress will take time. So, stay the course, and with persistence and determination, goals are achieved.”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Family issues
Empowering, Humorous, Warm
Accepts 10 insurance carriers
Ernestine Lambert

Ernestine Lambert

Therapist

Virtual • Florida


“I am a licensed clinical social worker with 5 decades of experience in mental health, including inpatient psychiatric social work and outpatient therapy/case management with various populations.”
Anger management, Anxiety, Bipolar disorder, Chronic conditions, Depression
Direct, Holistic, Open-minded
Accepts 5 insurance carriers
Susan Huerta

Susan Huerta

Therapist

Virtual • Florida


“In CBT Therapy we will work on identifying and changing negative thought patterns and behaviors that contribute to your challenges.”
Anxiety, Depression, End of life care, Grief or loss, PTSD
Affirming, Empowering, Open-minded
Accepts 17 insurance carriers
Anastasia Sabga

Anastasia Sabga

Therapist

Virtual • Florida


“I specialize in the treatment of LGBTQ+ individuals, have experience working with the substance abuse population and am passionate about working with clients diagnosed with mood and personality disorders.”
Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression, Family issues
Affirming, Inquisitive, Warm
Accepts 3 insurance carriers

Offers free consultationsView profile and book
Lynnette Montanez

Lynnette Montanez

Therapist

Virtual • Florida


“I pride myself in my ability to actively listen to my clients, giving them the space to be their authentic self, and many times, allow for the silence to speak.”
Anxiety
Challenging, Direct, Open-minded
Accepts 9 insurance carriers
Ashley Elsaesser

Ashley Elsaesser

Therapist

Virtual • Florida


“My approach is warm, encouraging, with a touch of humor (which I believe to an important part of the therapeutic process).”
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Empowering, Humorous, Warm
Accepts 4 insurance carriers
Ginny Berg

Ginny Berg

Therapist

Virtual • Florida


“I bring extensive experience in helping individuals navigate the complex challenges of today's world—and I'd be honored to help you, too.”
Anxiety, Bipolar disorder, Depression, Family issues, Grief or loss
Empowering, Open-minded, Warm
Accepts 3 insurance carriers

Offers free consultationsView profile and book
Derek Kee-Haynes

Derek Kee-Haynes

Therapist

Virtual & in-person • Gulfport, FL


“I am a Master-level Certified Addiction Professional and trained in Accelerated Resolution Therapy (ART), offering evidence-informed approaches to trauma resolution and emotional healing.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Affirming, Solution-oriented, Warm
Accepts 5 insurance carriers
Jackie Gonzalez

Jackie Gonzalez

Therapist

Virtual • Florida


“I want my clients to learn how to handle and manage life stress instead of feeling helpless or powerless to do something about it.”
Anger management, Anxiety, Depression, Panic disorders, PTSD
Direct, Empowering, Humorous
Accepts 10 insurance carriers

Offers free consultationsView profile and book
Connie Hobbs Lmhc, Cap

Connie Hobbs Lmhc, Cap

Therapist

Virtual • Florida


“I utilize a Cognitive Behavioral Therapy -based approach and maintain a strong client-centered focus.”
Anxiety, Depression, PTSD, Substance use / addiction, Trauma
Empowering, Open-minded, Solution-oriented
Accepts 10 insurance carriers
Haica Rosenfeld

Haica Rosenfeld

Psychologist

Virtual • Florida


“Dr. Rosenfeld is passionate about helping people make peace with food and heal their relationship with their bodies—whether that means overcoming eating disorders...”
Eating disorders
Direct, Inquisitive, Open-minded
Accepts 1 insurance carrier

Offers free consultationsView profile and book
Dr. Nikelson Pierre

Dr. Nikelson Pierre

Psychiatric Mental Health NP

Virtual • Florida


“I strive to create a safe, respectful, and nonjudgmental environment where clients feel heard, understood, and valued.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Humorous, Open-minded, Solution-oriented
Accepts 8 insurance carriers
David Jedrziewski

David Jedrziewski

Therapist

Virtual & in-person • Jacksonville, FL


“I believe that we all have within us the ability to heal ourselves and I will help you discover that ability.”
Anxiety, Depression, Family issues, Grief or loss, LGBTQIA+
Affirming, Creative, Warm
Accepts 13 insurance carriers
Andrew Wallin

Andrew Wallin

Therapist

Virtual • Florida


“You will find that I am calm and even-tempered, but also insightful and willing to push you when necessary.”
Anger management, Anxiety, Bipolar disorder, Depression, Grief or loss
Holistic, Inquisitive, Solution-oriented
Accepts 4 insurance carriers
Latrina Graham

Latrina Graham

Therapist

Virtual • Florida


“I believe in the power of collaboration, working together to set achievable goals that are tailored to your unique needs.”
Anxiety, Family issues, Identity issues, Relationship issues, Stress management
Affirming, Solution-oriented, Warm
Accepts 10 insurance carriers
David Shoots

David Shoots

Therapist

Virtual • Daytona Beach, FL


I am David Shoots, an LCSW, DDiv and a Qualified Supervisor for MHC and CSW. I have spent the past 27 years working with Trauma, anxiety, self esteem, Couples and Veterans. I have a deep commitment in working with all of my clients with fidelity and compassion. I love what I do and am very committed to providing the best and most ethical services available. You don't have to stay where you are. There has to be a different way to handle what is presently going on in your life.

Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression, Family issues
Empowering, Energetic, Solution-oriented
Accepts 6 insurance carriers
321 - 360 of

About our therapists serving Fort Walton Beach, FL

Number of therapists serving Fort Walton Beach, FL
There are over 9,031 therapists in Fort Walton Beach, FL accepting new patients.
9,031+
Average years in practice
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9 years
Top specialties offered
Watercolor illustration of specialties
  • 98%Anxiety
  • 92%Depression
  • 87%Stress management
  • 77%Relationship issues
  • 77%Trauma
Insurances accepted
Watercolor illustration of insurance cards
  • 99%Aetna
  • 91%Cigna
  • 84%Carelon Behavioral Health
  • 60%Ascension
  • 49%United Healthcare
Languages spoken
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  • 98%English
  • 19%Spanish
  • 2%Haitian Creole
  • 1%French
  • 1%Portuguese
How they see their clients
Watercolor illustration of therapy session
  • 85%Online only
  • 15%In-person or online
Provider gender
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  • 83%Woman
  • 17%Man
License types
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  • 40%Licensed Mental Health Counselor
  • 27%Licensed Clinical Social Worker
  • 8%Advanced Practice Registered Nurse
  • 8%Licensed Mental Health Counselor
  • 6%Licensed Clinical Social Worker
Treatment approaches
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  • 100%Individual therapy
  • 34%Family therapy
  • 24%Couples therapy
  • 16%Child or adolescent therapy

Frequently asked questions

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Find the right therapist for you

Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.

Factors to Consider When Choosing a Mental Health Therapist in Fort Walton Beach, FL

Finding therapists in Fort Walton Beach starts with knowing what kind of support fits your needs. You may want help with anxiety, depression, grief, relationship challenges, life transitions, or stress. As you compare therapists, look for training and listed specialties that match what you want to focus on. A therapist’s bio can also show whether they use approaches like cognitive behavioral therapy, eye movement desensitization and reprocessing, acceptance and commitment therapy, or trauma-informed care.

Fort Walton Beach has a smaller local therapist market, so virtual appointments can give you more options while still keeping care connected to Florida-licensed therapists. In-person sessions may work well if you prefer meeting in an office, while virtual sessions can fit more easily around work, school, caregiving, or travel across Okaloosa County. Beyond specialty, compare appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading profiles before booking can help you understand each therapist’s communication style, session structure, and areas of focus.

Therapy in Fort Walton Beach can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to lower session costs and understand what you may pay before you begin. Headway helps you search therapists who accept a wide range of insurance plans, verify your coverage, view estimated out-of-pocket costs, and book directly when you’re ready.

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1 Cost may vary based on your location, age, and insurance coverage.