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Find a therapist in Lutz, FL — covered by insurance

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People with insurance pay as low as $0 per session through Headway

Top therapists in Lutz, FL accepting new patients

Find mental health support in Lutz, Florida across neighborhoods like Carrollwood, Westshore, and New Tampa. Connect with 8,890 licensed providers offering virtual and in-person sessions. Headway accepts major insurance plans, with many patients paying as low as $0 per session.

Dr. Geidy Rivers

Dr. Geidy Rivers

Psychiatric Mental Health NP

Virtual & in-person • 11 mi away • Tampa, FL


“I personally understand the difficulties and challenges associated with seeking care for some of the most personal issues in life.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Open-minded, Solution-oriented, Warm
Accepts 11 insurance carriers
Juliay Tippett

Juliay Tippett

Therapist

Virtual & in-person • 11 mi away • Trinity, FL


“I approach therapy with the client's need in mind... I am eclectic in my therapy because I believe there is not just one model or method that fixes ALL issues.”
Anger management, Anxiety, Depression, Grief or loss, Relationship issues
Empowering, Humorous, Warm
Accepts 8 insurance carriers
Katrina Miller

Katrina Miller

Therapist

Virtual & in-person • 11 mi away • Tampa, FL


“Using evidence-based techniques such as CBT, DBT, ACT, and solution-focused strategies, I work collaboratively with clients to help them feel understood, build coping skills, and create meaningful goals for growth and healing.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Affirming, Solution-oriented, Warm
Accepts 2 insurance carriers
Josefina Fletcher

Josefina Fletcher

Therapist

Virtual & in-person • 9.8 mi away • Wesley Chapel, FL


I believe therapy works best when clients feel safe, supported, and genuinely understood. My approach is warm, collaborative, and nonjudgmental, and I strive to create a space where clients can openly explore their thoughts, emotions, and experiences at their own pace.

I understand that reaching out for help can feel vulnerable, and I value the trust my clients place in me. I work to meet each person where they are while helping them build insight, coping skills, resilience, and confidence. I believe in balancing empathy and validation with practical tools and strategies that support meaningful and lasting change.

Clients often describe me as compassionate, approachable, calming, and easy to talk to. I utilize evidence-based approaches including CBT, DBT, mindfulness, and trauma-informed care, while tailoring treatment to each client’s individual needs and goals.

ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Empowering, Open-minded, Warm
Accepts 4 insurance carriers
Jacqueline Gibb

Jacqueline Gibb

Therapist

Virtual & in-person • 8.2 mi away • Temple Terrace, FL


“My approach to therapy is that you and I are working together to reduce the issues that you are coming into therapy for.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Creative, Empowering, Warm
Accepts 5 insurance carriers
Erum Ahmed

Erum Ahmed

Therapist

Virtual & in-person • 10 mi away • Wesley Chapel, FL


“Erum's approach is direct and empowering. She knows how to challenge the way you think and helps you see other perspectives.”
Anger management, Anxiety, Depression, Grief or loss, PTSD
Direct, Empowering, Open-minded
Accepts 12 insurance carriers
Justin Marx

Justin Marx

Therapist

Virtual & in-person • 12 mi away • Tampa, FL


“I practice depth psychology, which is focused on getting to the root of your issues. Not just working on the symptoms.”
Anger management, Anxiety, Cultural & ethnic issues, Depression, End of life care
Open-minded, Participatory, Warm
Accepts 11 insurance carriers
Dr. Hege Riise

Dr. Hege Riise

Psychologist

Virtual & in-person • 3.1 mi away • Land O' Lakes, FL


“I have special expertise in working with survivors of trauma, abuse and interpersonal violence, and I have a particular interest in working with gender, sexual, and relationship minorities (e.g., LGBTQ+, kink).”
Anxiety, Cultural & ethnic issues, Depression, Family issues, Identity issues
Affirming, Empowering, Participatory
Accepts 1 insurance carrier

Offers free consultationsView profile and book
Verla Barrow

Verla Barrow

Therapist

Virtual & in-person • 12 mi away • Tampa, FL


“I provide a warm, supportive, and collaborative therapeutic environment where clients feel safe to explore difficult thoughts and emotions.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Open-minded, Solution-oriented, Warm
Accepts 5 insurance carriers
Kayla Hoag Heath

Kayla Hoag Heath

Therapist

Virtual & in-person • 11 mi away • Tampa, FL


“I believe healing happens when clients feel safe, understood, and empowered to explore both the challenges they face and the strengths they already possess.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Grief or loss
Holistic, Open-minded, Warm
Accepts 4 insurance carriers

Offers free consultationsView profile and book
Yanet Quiles

Yanet Quiles

Psychiatric Mental Health NP

Virtual & in-person • 12 mi away • Tampa, FL


“I bring a warm, personalized approach to every session because I genuinely believe that your care should be as unique as you are.”
Anxiety, Bipolar disorder, Depression, Maternal mental health, Panic disorders
Empowering, Solution-oriented, Warm
Accepts 6 insurance carriers
Austin Schrag

Austin Schrag

Therapist

Virtual & in-person • 10 mi away • Tampa, FL


I have worked with clients from ages 3 through 80 and with individuals, couples, and families. With that breadth of experience, very little shocks or surprises me, and I am able to develop an individualized approach for each client, combining therapy modalities that play to my strengths as a counselor and that are helpful for the people I’m working with.

Three principles shape all the counseling I do:

  • Counseling should be efficient. Counseling has significant costs in time and money. I think the benefits far outweigh the costs but when I can give you the benefits while helping you save on the costs I will do that. So I choose approaches to counseling (like EMDR and EFT) that generally work more quickly. That being said, I don’t want to you to feel better for three to six months and then need counseling again because we only worked on symptom relief and didn’t bring healing to the underlying causes. That doesn’t seem very efficient to me. So my goal is to provide as long-lasting and complete help as possible in as little time as possible.
  • The client is always in charge. People are complex and come with years of history that I can never know all of. I know a lot of things but you will always be the one who decides what you want to get out of counseling, how we work towards that goal, whether or not what we’re doing seems to be working, and when we’re done.
  • Change and health happen through relationships. The work we do in counseling will touch on how your relationships impact your health. No matter what you come in for, there are always relational implications of change and relational factors that contribute to whatever it is that you came to counseling to change. Change can only happen in counseling because of our relationship. It’s my responsibility to make our relationship a place where you feel heard and accepted.
Anger management, Anxiety, Depression, Family issues, Men's issues
Affirming, Inquisitive, Open-minded
Accepts 12 insurance carriers
Dana Adams

Dana Adams

Therapist

Virtual & in-person • 11 mi away • Trinity, FL


“I have extensive training and experience in providing therapy to those who have experienced trauma and the effects of trauma including post-traumatic stress disorder (PTSD), grief and loss, abuse and neglect, stress and life transitions, and the...”
Anxiety, Family issues, Grief or loss, Maternal mental health, PTSD
Direct, Empowering, Open-minded
Accepts 8 insurance carriers
Karina Oquendo Cuevas

Karina Oquendo Cuevas

Psychiatric Mental Health NP

Virtual & in-person • 11 mi away • Wesley Chapel, FL


“My goal is to create a safe, supportive space where you feel heard, understood, and empowered in your mental health journey.”
ADD/ADHD, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression
Open-minded, Solution-oriented, Warm
Accepts 4 insurance carriers
Shelley Edwards

Shelley Edwards

Therapist

Virtual & in-person • 9.6 mi away • Tampa, FL


“My conversational style, paired with a thoughtful dose of directness, ensures that you feel both comfortable and motivated to achieve your goals.”
ADD/ADHD, Anger management, Anxiety, Chronic conditions, Depression
Direct, Empowering, Holistic
Accepts 12 insurance carriers
Dr. Darlene Starrett

Dr. Darlene Starrett

Therapist

Virtual & in-person • 13 mi away • Trinity, FL


“I am a licensed clinical social worker and trauma counselor who works with children, teens, and women, including those impacted by violence and complex trauma.”
Anxiety, Depression, Family issues, Grief or loss, Identity issues
Affirming, Empowering, Warm
Accepts 10 insurance carriers

Offers free consultationsView profile and book
Taylor Barchowski

Taylor Barchowski

Therapist

Virtual & in-person • 12 mi away • Trinity, FL


“I am passionate about journeying with individuals to discover helpful insights to live with a bit more ease...”
Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues, Depression
Affirming, Inquisitive, Warm
Accepts 7 insurance carriers

Offers free consultationsView profile and book
Suzana Hachey

Suzana Hachey

Psychiatric Mental Health NP

Virtual & in-person • 11 mi away • Tampa, FL


“My interest in psychiatric nursing stems from a deep appreciation for human resilience and the power of mental health support in improving lives.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Empowering, Holistic, Open-minded
Accepts 10 insurance carriers
Andrew Donica

Andrew Donica

Therapist

Virtual & in-person • 12 mi away • Tampa, FL


“Therapy isn't about "fixing" you - you're are not broken. It's about giving yourself the chance to feel more whole, more empowered, and more connected to who you are.”
Anxiety, LGBTQIA+, PTSD, Relationship issues, Stress management
Humorous, Open-minded, Solution-oriented
Accepts 9 insurance carriers

Offers free consultationsView profile and book
Amber Privett

Amber Privett

Therapist

Virtual & in-person • 12 mi away • Tampa, FL


“My educational and professional background has centered on working alongside women with significant trauma or mental health diagnoses.”
ADD/ADHD, Anxiety, Depression, Family issues, Grief or loss
Empowering, Open-minded, Warm
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Rachael Dingman

Rachael Dingman

Therapist

Virtual & in-person • 13 mi away • Tampa, FL


“My approach is holistic, direct, and authentic. I use evidence-based strategies like CBT, DBT-informed skills, and EMDR, depending on your needs and goals.”
ADD/ADHD, Anxiety, Depression, Eating disorders, Family issues
Direct, Holistic, Open-minded
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Natalie Belluccia

Natalie Belluccia

Psychiatric Mental Health NP

Virtual & in-person • 5.8 mi away • Tampa, FL


“As a neurodivergent individual myself, I understand how confusing and exhausting it is to seem "fine" on the outside while feeling alienated and overwhelmed internally.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Affirming, Inquisitive, Warm
Accepts 9 insurance carriers
Emalee Gabriel

Emalee Gabriel

Therapist

Virtual & in-person • 14 mi away • Tampa, FL


“At Gabriel Counseling, we focus on enhancing the number one relationship in a client's life, the one with yourself.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Eating disorders
Creative, Participatory, Warm
Accepts 10 insurance carriers

Offers free consultationsView profile and book
Keyunda Washington

Keyunda Washington

Therapist

Virtual & in-person • 6.7 mi away • Tampa, FL


“I enjoy working with clients within the Black and POC community to help address and decrease the stigma and barriers associated with receiving mental health treatment.”
Anxiety, Cultural & ethnic issues, Depression, Identity issues, Panic disorders
Affirming, Empowering, Holistic
Accepts 11 insurance carriers
Megan Santiago

Megan Santiago

Therapist

Virtual & in-person • 12 mi away • Tampa, FL


Many of my clients look like they have it together—but inside, they feel stuck, anxious, or emotionally overwhelmed in their relationships. I help adults untangle painful patterns rooted in emotional neglect, people-pleasing, or past relationships that felt confusing or unsafe. Together, we’ll slow down, go deep, and help you get to the root of the issue.

ADD/ADHD, Anxiety, Bipolar disorder, Depression, Maternal mental health
Creative, Empowering, Holistic
Accepts 4 insurance carriers
Leah Ratcliff

Leah Ratcliff

Therapist

Virtual & in-person • 14 mi away • Tampa, FL


I’m a Licensed Clinical Social Worker (LCSW) and founder of Roots Healing Alliance, where I help individuals and couples do deeper, meaningful healing work. I specialize in trauma, anxiety, and relationship patterns, using a mix of insight-based and body-centered approaches. My style is warm, direct, and real. You won’t get a “therapist mask,” but someone who’s genuinely in it with you. I’ll support you while also gently challenging you to grow. My goal is to help you better understand yourself and create lasting, authentic change.

Anxiety, Depression, Family issues, Identity issues, OCD
Empowering, Humorous, Warm
Accepts 4 insurance carriers
Joseph Locicero

Joseph Locicero

Therapist

Virtual & in-person • 14 mi away • Tampa, FL


“I take a cognitive-behavioral and solution focused approach to therapy that concentrates upon my clients' treatment goals.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Affirming, Direct, Warm
Accepts 8 insurance carriers

Offers free consultationsView profile and book
Lauren Birtcher

Lauren Birtcher

Therapist

Virtual & in-person • 15 mi away • Oldsmar, FL


I graduated with honors from National Louis University with my Master’s in Clinical Mental Health Counseling. I received a bachelor’s degree in Special Education in 2013 from Walsh University in Ohio. I taught children with varying exceptionalities and learning differences for five years. I have over ten years of experience working with children and adults with autism, ADHD, and various learning disabilities.

I utilize interventions of various approaches to best assist my clients in accomplishing their individual goals. These approaches include Cognitive Behavioral Therapy (CBT), Person-Centered Therapy, Solution Focused Therapy, Acceptance and Commitment Therapy, Mindfulness Based Therapy, Cognitive Processing Therapy and Narrative Therapy. I am also a certified yoga teacher.

ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Empowering, Open-minded, Solution-oriented
Accepts 8 insurance carriers
Melody Higgins

Melody Higgins

Psychiatric Mental Health NP

Virtual & in-person • 15 mi away • Oldsmar, FL


“I believe in creating a safe, welcoming, and nonjudgmental space where you can feel comfortable being yourself.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Solution-oriented, Warm
Accepts 7 insurance carriers
Dr. Dallas Carey

Dr. Dallas Carey

Psychologist

Virtual & in-person • 13 mi away • Tampa, FL


“I offer a warm, supportive space where you can slow down, understand what's really going on beneath the surface, and begin to make meaningful, lasting changes.”
ADD/ADHD, Anxiety, Depression, Family issues, Identity issues
Empowering, Inquisitive, Warm
Accepts 2 insurance carriers
Barbara Sosa Baladron

Barbara Sosa Baladron

Therapist

Virtual & in-person • 15 mi away • Tampa, FL


“My goal is to help you explore the issues you struggle with, formulate attainable and realistic goals for you to achieve a steady and gradual recovery...”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Inquisitive, Solution-oriented, Warm
Accepts 11 insurance carriers

Offers free consultationsView profile and book
Hillary Reed

Hillary Reed

Therapist

Virtual & in-person • 15 mi away • Tampa, FL


“I specialize in working with BIPOC, LGBTQIA+, and all other minorities who have mood disorders, trauma, and/or substance-related addictions.”
Anger management, Anxiety, Bipolar disorder, Depression, OCD
Affirming, Open-minded, Solution-oriented
Accepts 8 insurance carriers
Erin Richard

Erin Richard

Therapist

Virtual & in-person • 15 mi away • Tampa, FL


“Through therapy I want to understand each client emotionally and help you be more at peace in your life.”
Anger management, Anxiety, Bipolar disorder, Depression, Eating disorders
Direct, Open-minded, Solution-oriented
Accepts 11 insurance carriers
Brett Cobb

Brett Cobb

Therapist

Virtual & in-person • 15 mi away • Tampa, FL


“By partnering with a therapist with decades of compassion-focused work who truly seeks to understand your unique experience...”
ADD/ADHD, Anxiety, Chronic conditions, Depression, Family issues
Empowering, Open-minded, Warm
Accepts 6 insurance carriers
Maureen Ziji Drake

Maureen Ziji Drake

Therapist

Virtual & in-person • 15 mi away • Tampa, FL


Explore the difference of in-person therapy in an uplifted, spa-like environment in St. Pete & Hyde Park.

Originally from New York, I hold a masters in Clinical Mental Health Counseling and a BA in Neuroscience. I worked at the Omega Institute for Holistic Studies for thirteen years alongside world-class health and wellness experts, which brings depth to my work as a psychotherapist. I studied Buddhism and have practiced yoga and meditation for over 20 years. Clients describe me calm, warm and resourceful. Client testimonials can be found on my website.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Solution-oriented, Warm
Accepts 4 insurance carriers

Offers free consultationsView profile and book
Chivon Cowart

Chivon Cowart

Therapist

Virtual & in-person • 14 mi away • Tampa, FL


“I'm a diverse & creative therapist who is passionate about helping people rise above unfortunate obstacles in order to achieve their goals & aspirations.”
ADD/ADHD, Anxiety, Cultural & ethnic issues, Family issues, Men's issues
Affirming, Empowering, Warm
Accepts 11 insurance carriers
Stephanie Moir

Stephanie Moir

Therapist

Virtual & in-person • 15 mi away • Jacksonville, FL


“Our therapy approach involves feeling safe and connected. We believe in the workings of the nervous system...”
ADD/ADHD, Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues
Holistic, Humorous, Solution-oriented
Accepts 9 insurance carriers

Offers free consultationsView profile and book
Dr. Virginia Fundora

Dr. Virginia Fundora

Psychologist

Virtual & in-person • 14 mi away • Tampa, FL


“My approach is warm, empathic, and collaborative, creating a space where you feel truly seen and heard.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Open-minded, Solution-oriented, Warm
Accepts 2 insurance carriers

Offers free consultationsView profile and book
Cherish Smith

Cherish Smith

Therapist

Virtual & in-person • 13 mi away • Westchase, FL


“I offer a supportive, collaborative space where we slow things down, make sense of what you're experiencing, and identify practical, realistic steps forward at a pace that feels manageable.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Affirming, Creative, Warm
Accepts 11 insurance carriers
Amanda Alleyne

Amanda Alleyne

Therapist

Virtual & in-person • 15 mi away • Tampa, FL


“My goal is for each client to know they have a safe environment to share how they are feeling and work on learning techniques to reach their maximum Potential.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Empowering, Open-minded, Warm
Accepts 13 insurance carriers
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Frequently asked questions

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Find the right therapist for you

Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.

Factors to Consider When Choosing a Therapist in Lutz

Finding the right therapist in Lutz starts with getting clear on what you're looking for. Many people in the Tampa Bay area seek help with anxiety, depression, relationship concerns, or life transitions. Providers on Headway include licensed therapists (LMHCs, LCSWs, LMFTs, psychologists) and psychiatrists, many of whom specialize in these common concerns. Reading a provider's bio can give you a sense of their style and approach before you reach out.

With Lutz located between Tampa, Wesley Chapel, and Land O' Lakes, you have access to a wide range of providers offering both in-person and virtual sessions. Virtual appointments can be a practical option if your schedule is tight or you prefer meeting from home. Consider what matters most to you — specialty, session format, availability — and use those preferences to narrow your search.

Therapy in the Tampa Bay area can be expensive without insurance coverage. Using your in-network benefits is one of the most reliable ways to reduce what you pay per session. On Headway, you can enter your insurance details to see estimated costs upfront, and many patients pay as low as $0 per visit. Nationally, Headway partners with over 100 insurance plans, making it easier to find a provider who fits your needs and your budget.

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1 Cost may vary based on your location, age, and insurance coverage.