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Find a therapist in Santa Cruz, CA — covered by insurance

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People with insurance pay as low as $0 per session through Headway

Top therapists in Santa Cruz, CA accepting new patients

Headway serves Santa Cruz across all neighborhoods, connecting you with 8,092 warm and solution-oriented providers. Get started with a free intake call, find availability as soon as tomorrow, and benefit from insurance coverage that can reduce your session costs significantly.

Penelope Rayas

Penelope Rayas

Therapist

Virtual • California


“I am trained in psychodynamic theory and use a variety of body oriented, insight oriented, holistic and interpersonal approaches.”
Anxiety, Cultural & ethnic issues, Depression, Eating disorders, End of life care
Affirming, Open-minded, Warm
Accepts 6 insurance carriers
Stephanie Carmona

Stephanie Carmona

Therapist

Virtual • California


“My approach is warm, reflective, and empowering by helping clients better understand themselves and create meaningful change at their own pace.”
ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, Identity issues
Inquisitive, Open-minded, Warm
Accepts 5 insurance carriers
Brittany Gordon

Brittany Gordon

Therapist

Virtual • California


“My hope is to provide healing through having a strong, supportive therapeutic relationship with my clients and ensuring that they feel seen, heard, and empowered to make the wanted changes in their lives.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Empowering, Humorous, Solution-oriented
Accepts 9 insurance carriers

Offers free consultationsView profile and book
Juan Ramirez

Juan Ramirez

Therapist

Virtual • Santa Ana, CA


“Therapy doesn't have to feel overly clinical or full of jargon. I keep things real, practical, and focused on what actually helps.”
ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, Family issues
Empowering, Humorous, Warm
Accepts 6 insurance carriers
Diane Tolentino Smith

Diane Tolentino Smith

Therapist

Virtual • California


I offer a space where rigorous thinking and genuine connection work together. I draw on psychoeducation and clinical reasoning to help adults make sense of complex patterns in their relationships, identities, and the systems that shape daily life. I see clients remotely throughout California and Nevada, with one goal: moving you from insight to sustainable progress.

Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression, Family issues
Direct, Energetic, Warm
Accepts 5 insurance carriers
Soe Cortez

Soe Cortez

Therapist

Virtual • Corona, CA


“Therapy is a time to explore and learn new things. Together we will explore your goals and create a plan to help you grow.”
Anxiety, Depression, Family issues, Grief or loss, Relationship issues
Direct, Solution-oriented, Warm
Accepts 4 insurance carriers

Offers free consultationsView profile and book
Noah Peter

Noah Peter

Psychiatric Mental Health NP

Virtual • Long Beach, CA


“My practice has a nonjudgmental environment where your feelings and experiences are respected and validated.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Empowering, Open-minded, Solution-oriented
Accepts 8 insurance carriers
Jordana De Lory

Jordana De Lory

Therapist

Virtual • California


“I have committed over 20 years to fostering a safe and expansive space for adults and youth to discover their human potential, heal from trauma, and develop the tools to live a thriving life of vitality.”
ADD/ADHD, Anxiety, Family issues, Grief or loss, Identity issues
Creative, Empowering, Warm
Accepts 1 insurance carrier
Dr. Kenji Jones

Dr. Kenji Jones

Therapist

Virtual • California


“I believe therapy should be a safe and supportive space where clients feel heard, understood, and empowered to grow.”
Anxiety, Depression, Family issues, Stress management, Trauma
Affirming, Solution-oriented, Warm
Accepts 4 insurance carriers
Mallory Nesberg

Mallory Nesberg

Therapist

Virtual • California


“I offer a warm, down-to-earth approach where clients can leave sessions feeling calm, empowered, and optimistic.”
ADD/ADHD, Anxiety, Depression, Family issues, LGBTQIA+
Empowering, Holistic, Warm
Accepts 1 insurance carrier

Offers free consultationsView profile and book
Tosha Thomas

Tosha Thomas

Therapist

Virtual • California


As a Licensed Clinical Social Worker, I believe healing happens through connection, compassion, and understanding. I partner with clients to explore patterns, build coping skills, and develop greater self-awareness in a supportive and nonjudgmental environment. My goal is to help clients feel more grounded, confident, and aligned with their values.

Anxiety, Cultural & ethnic issues, Depression, Grief or loss, Identity issues
Empowering, Open-minded, Solution-oriented
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Jeongeun Moon

Jeongeun Moon

Therapist

Virtual • California


“I believe in creating a safe, supportive, and non-judgmental space where you can explore and express your thoughts and feelings.”
Anxiety, Depression, Grief or loss, OCD, PTSD
Affirming, Empowering, Holistic
Accepts 3 insurance carriers
Dana Livneh

Dana Livneh

Therapist

Virtual • California


“I believe that mind, body, and soul are interconnected and therefore aim to promote physical health, personal growth, and self-realization.”
Family issues, Grief or loss, PTSD, Relationship issues, Trauma
Holistic, Open-minded, Warm
Accepts 5 insurance carriers
Nancy Picunko

Nancy Picunko

Therapist

Virtual • California


“I understand that life can be messy, change isn't always straightforward, and sometimes you just need someone who gets it and will be real with you.”
Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression
Direct, Open-minded, Warm
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Shayna Strauch

Shayna Strauch

Therapist

Virtual • California


“I believe in creating a safe and non-judgmental space where you can freely express your thoughts, feelings, and worries.”
Anxiety, Depression, End of life care, Family issues, Grief or loss
Affirming, Holistic, Warm
Accepts 8 insurance carriers
Kimberlie Nunley

Kimberlie Nunley

Therapist

Virtual & in-person • Roseville, CA


“I have my own lived experience of healing with trauma anxiety and have a passion for supporting others on their journey towards healing.”
Anger management, Anxiety, Depression, Stress management
Affirming, Open-minded, Warm
Accepts 5 insurance carriers
Desiree Hobson

Desiree Hobson

Therapist

Virtual • California


You might be feeling overwhelmed, stuck or just plain tired of trying to figure everything out on your own. Maybe anxiety keeps you up at night, or depression makes it hard to find the motivation to get through your day. Perhaps ADHD has you juggling a million things at once, but nothing feels like it's getting done. Maybe you're in the midst of a big change; a new role, shifting family dynamics, or health challenges and you're not sure how to navigate it all. I want you to know that you don't have to do it alone. Life doesn't always go as planned, and sometimes it can feel overwhelming to carry. We can find a way forward together.

Anxiety, Bipolar disorder, Chronic conditions, Depression, Eating disorders
Creative, Open-minded, Warm
Accepts 7 insurance carriers
Lainie Popp

Lainie Popp

Therapist

Virtual • California


“My approach is rooted in curiosity, connection, and collaboration. I pull from modalities like mindfulness, parts work, and EMDR...”
Anxiety, Chronic conditions, Depression, Grief or loss, Identity issues
Affirming, Inquisitive, Warm
Accepts 9 insurance carriers
Setareh Sassani

Setareh Sassani

Therapist

Virtual • California


Hello, my name is Setareh Sassani, and I am a Licensed Marriage and Family Therapist (LMFT 151973). I am passionate about helping individuals, and families navigate life’s challenges and build healthier, more fulfilling relationships.

Anger management, Anxiety, Cultural & ethnic issues, Depression, Family issues
Direct, Solution-oriented, Warm
Accepts 5 insurance carriers
Dr. Stacey Lawson

Dr. Stacey Lawson

Therapist

Virtual • California


“My approach is relational, compassionate, and grounded in Nature-Informed Therapy, nervous system awareness, and person-centered care.”
Anxiety, Depression, Identity issues, Stress management, Women's issues
Holistic, Inquisitive, Warm
Accepts 6 insurance carriers
Danielle Rhinesmith

Danielle Rhinesmith

Therapist

Virtual • California


“My approach to therapy comes from a desire to support you through your journey and give you the strength to see yourself as a priority.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Affirming, Humorous, Open-minded
Accepts 4 insurance carriers

Offers free consultationsView profile and book
Racheal Aneke

Racheal Aneke

Psychiatric Mental Health NP

Virtual • California


“My goal is not just to reduce symptoms, but to help you feel well, stable, and connected to your life again.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Creative, Empowering, Solution-oriented
Accepts 4 insurance carriers
Audrea Nicholson

Audrea Nicholson

Therapist

Virtual • California


“I specialize in supporting youth, people of color, and the LGBTQIA+ community through life's challenges.”
Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues, Diabetes
Empowering, Humorous, Open-minded
Accepts 5 insurance carriers
Nancy Ramirez

Nancy Ramirez

Therapist

Virtual • California


I’m a Licensed Clinical Social Worker and integrative psychotherapist specializing in life transitions, grief, and personal growth. I hold space for people who want to better understand their emotions, heal past wounds, and feel more connected to who they really are. With experience at Stanford Hospitals and training in Psychedelic-Assisted Therapy, I offer a depth-oriented, high-caliber space for transformation and self-actualization.

ADD/ADHD, Anxiety, Cultural & ethnic issues, Grief or loss, Identity issues
Creative, Holistic, Warm
Accepts 10 insurance carriers
Christa Christine

Christa Christine

Therapist

Virtual • California


“I believe in working alongside individuals and couples to help them uncover unconscious patterns and attachment wounds that may be getting in the way of them leading healthier, more fulfilling, and authentic lives.”
Anxiety, Family issues, Relationship issues, Stress management, Women's issues
Empowering, Inquisitive, Warm
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Maya Holmes

Maya Holmes

Therapist

Virtual • California


“I love providing a safe and brave space for those who are navigating grief, trauma, depression, life transitions, identity, and inherited legacy burdens.”
Anxiety, Cultural & ethnic issues, Depression, End of life care, Grief or loss
Empowering, Holistic, Solution-oriented
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Jimmie Simpson

Jimmie Simpson

Therapist

Virtual • California


“My approach is collaborative, trauma-informed, and client-centered, blending evidence-based methods such as CBT, Trauma-Focused CBT, Motivational Interviewing, and Family Systems Therapy with creative, individualized techniques.”
ADD/ADHD, Anger management, Anxiety, Depression, Grief or loss
Direct, Empowering, Warm
Accepts 8 insurance carriers
David Jaskolski

David Jaskolski

Therapist

Virtual • California


“I have worked for over 28 years at County Mental Health, providing therapy to my clients and giving them the gift of therapeutic support.”
ADD/ADHD, Anger management, Anxiety, Depression, Men's issues
Creative, Humorous, Solution-oriented
Accepts 9 insurance carriers
Dean Wright

Dean Wright

Therapist

Virtual • California


“I come with an existentialist approach to the therapeutic room which means I am trying to help my clients find meaning in the change they seek.”
ADD/ADHD, Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues
Challenging, Humorous, Solution-oriented
Accepts 9 insurance carriers
Piran Mehta

Piran Mehta

Psychiatric Mental Health NP

Virtual • California


“During an intake session with me you can expect having a non judgmental conversation and piece together a complete history of yourself...”
Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression
Affirming, Solution-oriented, Warm
Accepts 11 insurance carriers

Offers free consultationsView profile and book
Sara Santana

Sara Santana

Therapist

Virtual • California


“I like to make therapy approachable and relatable. I tailor my style to you and take an eclectic, creative approach using evidence based practices.”
Anxiety, Cultural & ethnic issues, Depression, Family issues, Grief or loss
Affirming, Humorous, Warm
Accepts 5 insurance carriers
Darren Blatt

Darren Blatt

Therapist

Virtual • California


“My approach is relationship driven and person-centered, which means I don't try to fit you into the way I "do" therapy; rather, I meet each person...”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Challenging, Humorous, Solution-oriented
Accepts 10 insurance carriers
Estefania Gonzalez

Estefania Gonzalez

Therapist

Virtual • California


“I work with parents in supporting their transition into parenthood. I help parents reconnect to their identities, manage partner conflict & family dynamics, and address traumas & attachment wounds.”
Anxiety, Cultural & ethnic issues, Depression, Family issues, Identity issues
Affirming, Empowering, Warm
Accepts 7 insurance carriers

Offers free consultationsView profile and book
Lacee Bennett

Lacee Bennett

Therapist

Virtual • California


“I am here to provide a safe, confidential, and nonjudgmental space filled with the supports and skills for coping so that you can accomplish your goals.”
Anxiety, Cultural & ethnic issues, Depression, Family issues, Grief or loss
Empowering, Participatory, Solution-oriented
Accepts 3 insurance carriers
Dr. Anne Perkins

Dr. Anne Perkins

Psychologist

Virtual • California


I am currently a licensed psychologist in California, having previously worked as a psychotherapist under supervision for over 14 years. As an independent practitioner, I am accepting new clients, both in person and by remote means.

I seem to work especially well with younger and middle-aged people who are creatively inclined and having difficulty with self-realization and/or interpersonal relationships, from important relationships to everyday interactions with others. In the past, I have worked in community-based and private addiction recovery settings across a wide demographic. I specialize in trauma informed treatment that includes PTSD, depression, anxiety and phobias.

I seem to work especially well with younger and middle-aged people who are creatively inclined and having difficulty with self-realization and/or interpersonal relationships, from important relationships to everyday interactions with others.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Holistic, Open-minded, Warm
Accepts 5 insurance carriers
Dr. Noreen Edwards

Dr. Noreen Edwards

Therapist

Virtual • California


Hi there! My name is Noreen and I help adults who are navigating challenges such as anxiety, depression, past trauma. If you're feeling overwhelmed, stuck, or unsure of how to move forward, therapy can be a place to slow down, understand yourself more deeply, and create lasting change. I work with Adults 25 to 99+ by offering Telehealth services. I am licensed in Missouri, California, Washington, Ohio and Iowa. Whether you’re seeking short-term support or long-term growth, I’m here to help.

Anxiety, Chronic conditions, Depression, Grief or loss, PTSD
Open-minded, Participatory, Warm
Accepts 7 insurance carriers

Offers free consultationsView profile and book
Shelby Alkire

Shelby Alkire

Therapist

Virtual • California


Hi, I’m Shelby, an LCSW with 12+ years of experience helping women stop overthinking, trust their intuition, and create healthy, secure relationships. I help high-achieving, self-aware women who feel stuck in anxiety, trauma, or repeating relationship patterns.

You want to stop overthinking, move past painful memories, and finally trust yourself. My clients seek clarity, calm, and confidence in life and relationships... and the tools to make real, lasting change.

Anxiety, Depression, PTSD, Relationship issues, Trauma
Direct, Humorous, Open-minded
Accepts 7 insurance carriers
Amy Klein-Zeff

Amy Klein-Zeff

Therapist

Virtual • Woodland Hills, CA


As a therapist I'm here for you. It seems brave to me make a decision to come to therapy. My part is to listen and without judgment or personal agenda and to be effective in your needs and wants. Of course, I also need to be aware of the legals and ethicals of therapy. I attended Sarah Lawrence College and Harvard University for my BA, and Phillips Graduate Institute for my MA.

ADD/ADHD, Anxiety, Bipolar disorder, Depression, Family issues
Direct, Open-minded, Solution-oriented
Accepts 10 insurance carriers

Offers free consultationsView profile and book
Dr. Candice Seti

Dr. Candice Seti

Psychologist

Virtual • California


I specialize in working with individuals struggling with weight loss and weight management. I provide an alternative strategy to weight loss based on cognitive therapy that allows people to change their life and their relationship with food, instead of just dieting.

Anxiety, Eating disorders, Physical health issues, Sleep disorder, Stress management
Direct, Empowering, Solution-oriented
Accepts 3 insurance carriers

Offers free consultationsView profile and book
Victoria Phillips

Victoria Phillips

Therapist

Virtual • California


“I believe healing begins by truly meeting you where you are. My first priority is building a genuine, trusting connection...”
Anger management, Anxiety, Bipolar disorder, Depression, Grief or loss
Challenging, Empowering, Open-minded
Accepts 5 insurance carriers
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Frequently asked questions

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Find the right therapist for you

Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.

Factors to Consider When Choosing a Therapist in Santa Cruz

Finding the right therapist in Santa Cruz starts with getting clear on what you're looking for. Consider the concerns you want to address — whether that's anxiety, depression, relationship challenges, trauma, or something else — and look for a licensed provider with experience in that area. Common license types include LMFT, LCSW, LPCC, and psychologist. Reading a provider's bio can help you understand their approach and decide if they're a good match before your first session.

Santa Cruz County has a wide range of mental health providers, from those who specialize in individual therapy to those focused on couples, families, or specific approaches like CBT, EMDR, or DBT. Practical factors matter too: think about whether you prefer in-person sessions in Santa Cruz or a virtual appointment, what days and times work with your schedule, and whether a provider's style resonates with you.

Therapy in Santa Cruz can be expensive without insurance. Using your insurance is one of the most reliable ways to lower that cost. Using your in-network benefits is one of the most reliable ways to lower that cost. On Headway, you can enter your insurance details to see estimated session costs upfront, and many patients pay as low as $0 per visit. Nationally, Headway partners with over 100 insurance plans, making it easier to find a therapist who fits your needs and your budget.

Explore more therapists in California

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