Find a therapist in Loveland, CO — covered by insurance
Top therapists in Loveland, CO accepting new patients
Find mental health support in Loveland with 3,500 licensed providers ready to meet your needs. Headway connects you with compassionate therapists across neighborhoods like Downtown Loveland, Benson Park, and Southwest Loveland for both virtual and in-person sessions covered by insurance.
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“I help people build lives—and careers—worth living.” I specialize in guiding clients through emotional intensity, identity disruption, and vocational misalignment. My approach blends DBT and Career Construction Theory with Motivational Interviewing, Narrative Therapy, and evidence-based modalities rooted in meaning-making and personal agency.
Whether you're a teen navigating emotional intensity, an LGBTQ+ individual reclaiming identity amidst cultural stress, or a professional seeking to realign purpose, I offer a structured and symbolic space for change. Together, we illuminate archetypal patterns, deconstruct inherited narratives, and build lives anchored in values, clarity, and psychological flexibility.
My work focuses on a variety of issues: addiction, anxiety, depression, trauma, PTSD, and gender identity, just to name a few. I create a space where you can explore these challenges and work toward meaningful change.
Are you struggling with anxiety, depression, or feel overwhelmed by the demands of life? Are you exhausted by the weight of past trauma? I work with individuals and families, from children to adults, who feel stuck, overwhelmed, and unsupported. You have the need to be heard and understood, but life's challenges—like family conflict, behavioral issues, or the lingering effects of trauma—can significantly strain your ability to cope. My ideal client is ready to acknowledge these struggles and collaborate to find a clear path forward toward improved mental health and wellbeing.
Choosing a therapist can feel like a daunting and vulnerable step, and I want to honor the courage it takes to begin. As a Licensed Clinical Social Worker, I work with adults ages 25 to 85, bringing a long, richly lived life experience that allows me to meet you with steadiness, perspective, and compassion. My approach is grounded in unconditional positive regard—I believe you are worthy of respect and understanding exactly as you are. I can’t fix anyone, but I am very good at helping people heal themselves from the wounds life brings and to navigate the changes that shape us all.
I'm a Licensed Professional Counselor (LPC) licensed in Colorado and Texas, and a Licensed Mental Health Counselor (LMHC) in Washington, with years of experience supporting individuals through life's challenges. I'm based in Fort Collins, CO and work with clients virtually — so you can connect with me from wherever you feel most at ease. I accept several major insurance plans and am currently welcoming new clients.
Melissa Muggli, LPC, is prior service turned mental health professional. She served in the army as a combat medic from 2009-2012, with one tour in Iraq that led to her medical retirement. After her service, she worked as a medical assistant and psychiatric nurse assistant while attending university. She has an associate’s of health science, a bachelor’s of psychology focusing on addictions, a master’s of clinical mental health counseling and a master’s of addiction counseling. Melissa has been a practicing counselor since 2019 and is constantly pursuing higher education. She is a certified EAGALA provider.
Hi, I’m Tracy, I'm a board-certified Psychiatric Mental Health Nurse Practitioner (PMHNP-BC) with over 22 years of experience in nursing and mental health care. I provide compassionate, individualized treatment for children, teens, and adults who are navigating anxiety, depression, trauma, ADHD, bipolar disorder, life transitions and other mental health illnesses. I have a passion for supporting individuals experiencing anxiety, panic attacks and social isolation.
I take a holistic, patient centered approach to care, which means I look beyond just the symptoms. I consider the whole person, mind, body, and spirit because I believe true healing comes from addressing every part of who we are. That might include medication, lifestyle changes, therapy support, or simply having a safe space to talk and be heard. There’s no one-size-fits-all plan here; together, we’ll find what works best for you.
I earned my Bachelor’s and Master’s degrees in Nursing from Jacksonville University and completed a Post-Master’s Certificate in Psychiatry at St. Thomas University. I’m currently working toward my Doctorate of Nursing Practice (DNP) at St. Thomas University, which allows me to stay up to date with the latest research and continue improving how I serve my clients.
Over the years, I’ve worked in inpatient hospitals, outpatient settings, and telehealth environments, giving me a broad understanding of how mental health shows up in different stages and spaces of life. No matter where you are on your journey, my goal is to meet you with empathy, honesty, and a genuine desire to help.
If you're looking for a supportive, nonjudgmental space to explore your mental health and take steps toward healing, I'm here for you. Let’s work towards getting your life back and navigating your future. Healing is possible, and I’m here to walk with you through it.
As a Licensed Professional Counselor for 20+ years I have gained a lot of experience to draw upon. I understand that seeking help can be one of the hardest things to do, so good job on acknowledging that talking to someone could be helpful.
Education and Training:
Master’s in counseling psychology, Colorado Licensure, numerous certifications and training in various mental health skills and approaches
Therapy and people continue to change and evolve. In addition to my educational degrees, I get additional frequent training to continue developing my skills and be prepared for those ongoing changes and challenges.
My specialties include trauma, relationships, supervision, and medical issues. I will help you be more conscious of your thoughts, emotions, and body and thus reach your potential.
My previous education in biology and neuropsychology has provided me with knowledge that is invaluable, especially during trauma work. Because I find both Eastern and Western psychological practices useful, I integrate many tools and therapies into the sessions and tailor treatment to each individual.
I am a therapist that welcomes all, humbly, and strives to build community with those I encounter. You are welcome here, however you may be.
About our therapists located within 20 miles of Loveland, CO
- 96%Anxiety
- 92%Depression
- 87%Trauma
- 85%Stress management
- 80%Relationship issues
- 97%Aetna
- 89%Cigna
- 84%Select Health - Colorado
- 76%Carelon Behavioral Health
- 100%English
- 2%Spanish
- 1%Hebrew
- 1%Korean
- 99%In-person or online
- 1%In-person only
- 75%Woman
- 21%Man
- 4%Non-binary
- 63%Licensed Professional Counselor
- 21%Licensed Clinical Social Worker
- 9%Licensed Marriage/Family Therapist
- 3%Advanced Practice Nurse
- 3%Psychologist
- 100%Individual therapy
- 24%Family therapy
- 23%Couples therapy
- 16%Child or adolescent therapy
Frequently asked questions
Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in Loveland, CO
Searching for therapists in Loveland starts with knowing what kind of support fits your needs. You may want help with anxiety, depression, grief, relationship challenges, stress, or a major life change. As you compare Loveland therapists, look for someone whose listed specialties, therapy approach, and experience match what you want to work on. Provider bios can help you understand whether a therapist uses approaches like cognitive behavioral therapy, dialectical behavior therapy, or trauma-informed care.
Loveland is a smaller city, so the number of nearby in-person therapy offices may be more limited than in larger Colorado markets. Virtual therapy can expand your options while still letting you see a Colorado-licensed therapist from a place that fits your schedule. As you narrow your search, consider appointment availability, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading profiles before booking can also show how a therapist describes their communication style and what sessions may look like.
Therapy in Loveland can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and understand what you may pay before care begins. Headway helps you search for therapists who match your needs, confirm your insurance, and see estimated out-of-pocket costs before you book. You can review bios, compare virtual and in-person options, and book directly when you’re ready.
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